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5107 Spring Creek Dr, Guntersville, AL, 35976

4beds
3baths
2,728sqft
$569,000
$209price/sqft
$3,781/moest. monthly cost
$151,240/yrincome needed

About This Home

Beautiful 4-bedroom, 3-bath home in the heart of Guntersville, offering the perfect blend of style and convenience. This well-maintained property features an inviting exterior with charming architectural details and a welcoming front porch. Ideally located just minutes from Lake Guntersville, schools, and shopping, making everyday living and weekend recreation a breeze. Spacious layout with room for family, guests. Enjoy all that Guntersville has to offer in this desirable location—schedule your showing today!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
9/10
5/10
Guntersville High SchoolGrades 9-120.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Crown Molding,LVP Flooring
  • Level: First
  • Area: 144

Bedroom3

  • Features: Ceiling Fan(s),Crown Molding,LVP
  • Level: Second
  • Area: 110

Bedroom4

  • Features: Ceiling Fan(s),Crown Molding,LVP
  • Level: Second
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: Ceiling Fan(s),Smooth Ceiling,Walk-In Closet(s),LVP
  • Level: Second
  • Area: 384

Dining Room

  • Features: Crown Molding,Smooth Ceiling,LVP
  • Level: First
  • Area: 168

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,728 sqft

Kitchen

  • Features: Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 204

Living Room

  • Features: Ceiling Fan(s),Fireplace,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 288

Master Bedroom

  • Features: Crown Molding,Recessed Lighting,Smooth Ceiling,LVP
  • Level: First
  • Area: 192

Property

Details

  • Parcel number: 1508272000053.002

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 95 x 150

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Faces Side,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$457$5,484
Property Taxes $142$1,704
Electricity $305$3,663
Total$3,781$45,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,634/yr
40% on housing$113,430/yr
45% on housing$100,826/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 35976$238
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35976$169
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$569,000
2026-02-01Listed for sale$589,000
2022-05-27Sold$573,425
2022-03-30Pending sale$555,800

For Sale by Agent

AgentJulie Brown
BrokerageSouthern Elite Realty

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