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763 Upper Pole Cat Rd, Howard, PA, 16841

5beds
3baths
3,020sqft
$620,000
$205price/sqft
$4,353/moest. monthly cost
$174,120/yrincome needed

About This Home

Home newly constructed in 2024! Surround yourself with nature and total tranquility on your own 11.95 acre property. This beautiful home boasts 5 bedrooms, 2.5 baths, a large mudroom, over 3000 sq. ft. of living space and an attached 30x24 garage. The expansive property offers endless possibilities. Create your own private recreational paradise. This property features a massive 40x100x16 outbuilding with 400 amp electrical service. Ready for hobbies, equipment storage, a workshop or whatever your heart desires. Turn the building into a barn! This property offers generous proportions for comfortable family living. Enjoy total privacy, unwind in the quiet, room to roam and breathe in fresh air. Come see for yourself

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
Liberty-Curtin El SchoolGrades K-44.1 mi
6/10
4/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Propane,Dishwasher,Refrigerator,Range,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Main
  • Area: 113.7936
  • Dimensions: 12.08 x 9.42

Bathroom

  • Level: Main
  • Area: 25.02
  • Dimensions: 4.17 x 6

Bathroom

  • Level: Upper
  • Area: 110.03999999999999
  • Dimensions: 9.17 x 12

Bedroom1

  • Level: Main
  • Area: 145.3639
  • Dimensions: 11.33 x 12.83

Bedroom2

  • Level: Upper
  • Area: 102.63
  • Dimensions: 9.33 x 11

Bedroom3

  • Level: Upper
  • Area: 195.4575
  • Dimensions: 15.33 x 12.75

Bedroom4

  • Level: Upper
  • Area: 195.4575
  • Dimensions: 15.33 x 12.75

Bedroom5

  • Level: Upper
  • Area: 106.47
  • Dimensions: 9 x 11.83

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,Pantry
  • Window features: New
  • Flooring: Carpet W/W,Tile,Wood,Granite/Quartz/Stone,Hardwood
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,020

Heating & Cooling

  • Heating features: Propane,Wood,See Remarks,Radiant Floor
  • Cooling features: None

Interior Area

  • Total structure area: 3,020
  • Total interior livable area: 3,020 sqft

Kitchen

  • Level: Main
  • Area: 313.56000000000006
  • Dimensions: 18 x 17.42

Living Room

  • Level: Main
  • Area: 340.81800000000004
  • Dimensions: 26.42 x 12.9

Mud Room

  • Level: Main
  • Area: 204
  • Dimensions: 17 x 12

Office

  • Level: Main
  • Area: 100.815
  • Dimensions: 8.58 x 11.75

Property

Accessibility

  • Accessibility features: Hallways 36 in.+ Wide

Details

  • Parcel number: 04-003-,004B,0000-
  • Zoning: RA

Features

  • Levels: Two
  • Has view: Yes
  • Waterfront features: None
  • Topography of land: Sloping
  • Residential vegetation: Wooded

Lot

  • Lot size: 11.95 Acres
  • Features: Sloped,Wooded,Cleared

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$350$4,200
Property Taxes $537$6,444
Electricity $331$3,976
Total$4,353$52,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,245/yr
40% on housing$130,590/yr
45% on housing$116,080/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 16841$158
Centre County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 16841$131
Centre County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$620,000
2026-06-04Listed for sale$670,000
2026-04-15Listing removed$680,000
2026-03-31Price change$680,000
2026-03-17Price change$700,000
2026-02-28Listed for sale$750,000
2020-03-02Sold$67,000

For Sale by Agent

AgentEvanna Butler
BrokerageBerkshire Hathaway HomeServices Hodrick Realty-LH

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