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2082 W State Road 54, Bloomfield, IN, 47424

1beds
1baths
1,700sqft
$239,900
$141price/sqft
$1,776/moest. monthly cost
$71,040/yrincome needed

About This Home

Peaceful Living on 4.07 Acres! Welcome home to this charming 1-bedroom, 1-bath retreat, perfectly nestled on over 4 acres of open space and natural beauty. Enjoy spacious living areas, a functional layout, and room to roam — whether you’re looking for privacy, a place to garden, or space for animals or outdoor hobbies. This property has lots of potential. Previously used as a veterinarian clinic. Significant road frontage with approx. 12 off street parking spaces on a gravel lot. Includes 60sq ft utility storage shed. Country comfort meets everyday convenience in this inviting property!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 13.1 x 6.10

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Dining Room

  • Level: First
  • Dimensions: 9.4 x 16.7

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,700

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: First
  • Dimensions: 15.1 x 16.7

Living Room

  • Level: First
  • Dimensions: 20.1 x 27.2

Other

  • Level: First
  • Dimensions: 8.3 x 4.8

Other

  • Level: First
  • Dimensions: 13.6 x 16.7

Other

  • Level: First
  • Dimensions: 4.6 x 4.8

Other

  • Level: First
  • Dimensions: 20.1 x 11.2

Property

Details

  • Parcel number: 280820000019000005
  • Zoning: Agri/ Residential
  • Zoning description: Agri/ Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4.07 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$264$3,168
Property Taxes $115$1,380
Electricity $184$2,212
Total$1,776$21,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,891/yr
40% on housing$53,280/yr
45% on housing$47,360/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 47424$109
Greene County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 47424
Greene County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-15Listed for sale$249,900

For Sale by Agent

AgentElmer Lambright
BrokerageeXp Realty, LLC - New Salisb

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