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187 Cardini Ln, Lincoln, CA, 95648

4beds
3baths
2,992sqft
$749,000
$250price/sqft
$5,363/moest. monthly cost
$214,520/yrincome needed

About This Home

Great Price!! Welcome to this stunning 2023-built, energy-efficient home located in the desirable Meadowlands community. Thoughtfully designed with modern finishes throughout, this home features beautiful Pebble cabinetry, Jasmine White quartz countertops, and stylish white wood-look tile flooring. Spacious living areas include a versatile loft, generous walk-in closets, and abundant storage. Enjoy the benefits of owned solar, no HOA, and added privacy with no rear neighbors. The oversized three-bay tandem garage provides exceptional space for vehicles, hobbies, and storage. Conveniently located just minutes from shopping, dining, and entertainment, this exceptional home is also situated within the highly regarded Western Placer Unified School District. Combining comfort, efficiency, and a prime location, this home is truly move-in ready.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
7/10
Lincoln High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Self Cleaning Oven,Tankless Water Heater,ENERGY STAR Qualified Appliances
  • Laundry features: Cabinets,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,992 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Island w/Sink

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tub,Walk-In Closet 2+

Property

Details

  • Parcel number: 008420022000
  • Zoning: RES
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground

Lot

  • Lot size: 6,429 sqft
  • Features: Auto Sprinkler F&R,Shape Regular

Parking

  • Total spaces: 3
  • Parking features: Tandem,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$190$2,280
Property Taxes $745$8,940
Electricity $641$7,699
Total$5,363$64,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,874/yr
40% on housing$160,890/yr
45% on housing$143,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$371
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$749,000
2026-07-29Listing removed$760,000
2026-07-09Price change$760,000
2026-06-19Listed for sale$779,000
2023-08-02Sold$684,000
2023-07-10Pending sale$660,885
2023-05-24Price change$660,885
2023-03-14Price change$700,886
2023-03-01Listed for sale$695,886

For Sale by Agent

AgentKrissy Pancho
BrokerageSayson Realty

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