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5551 Mills Trail SE, Bolivia, NC, 28422

2beds
2baths
1,905sqft
$549,900
$289price/sqft
$3,397/moest. monthly cost
$135,880/yrincome needed

About This Home

Don't let the 2 bedrooms fool you! Upstairs you will find a bonus room that is currently used as a bedroom & office space. Discover a truly one-of-a-kind opportunity just 20 minutes from Wilmington and only 15 minutes to the charm of Downtown Southport. Nestled on almost 2 private acres, The 1900sqft main residence, built just one year ago, showcases modern design, quality craftsmanship, and move-in ready ease, highlighted by a stunning vaulted ceiling that enhances the open and airy feel. Both homes feature custom kitchen and bathroom cabinetry, beautiful quartz and granite countertops, designer lighting throughout, and extra-large walk-in closets complete with custom wood shelving for optimal organization and style. Enjoy seamless indoor-outdoor living with expansive screened porches--ideal for relaxing, entertaining, and taking in the peaceful surroundings. Surrounded by nature and thoughtfully designed for both relaxation and sustainability.,With ample space for horses and room to roam, this rare offering combines the best of country living with close proximity to coastal conveniences, shopping, dining, and beaches. Whether you're looking to hobby farm, or serene getaway, this property delivers endless possibilities. 5551 Mills Trail SE is 1905sqft , 5537 Mills Trail SE is 1850sqft and is also available for purchase. Create your own family compound. The septic permit is for a 2 bedroom home but has a bonus space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Bolivia ElementaryGrades PK-53.1 mi
3/10
South Brunswick MiddleGrades 6-85.9 mi
4/10
South Brunswick HighGrades 9-125.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Refrigerator,Dryer,Disposal,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Bookcases,Kitchen Island,Ceiling Fan(s),Hot Tub,Pantry,Walk-in Shower,Blinds/Shades,Built-in Features,Walk-In Closet(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,905
  • Total interior livable area: 1,905 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 1260000204
  • Zoning: CO-RR
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Open,Covered,Screened,Front Porch,Rear Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Horses can be raised: Yes
  • Living area range: 1800 - 1999

Lot

  • Lot size: 1.73 Acres
  • Lot size dimensions: See Agent

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$232$2,784
Property Taxes $185$2,220
Electricity $200$2,405
Total$3,397$40,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,468/yr
40% on housing$101,910/yr
45% on housing$90,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 28422$154
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28422$190
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$539,000
2026-05-05Price change$549,900
2026-04-26Price change$919,900
2026-04-26Price change$555,900
2026-04-26Price change$919,900
2026-04-20Price change$924,900
2026-04-20Price change$559,900
2026-04-20Price change$924,900
2026-04-09Price change$959,900
2026-04-09Price change$574,900
2026-04-09Price change$959,900
2026-04-03Price change$974,900
2026-04-03Price change$599,900
2026-04-03Price change$974,900
2026-04-02Price change$995,000
2026-04-01Price change$625,000
2026-04-01Price change$995,000
2026-04-01Price change$625,000
2026-03-28Listed for sale$995,000
2020-11-25Sold$26,500

For Sale by Agent

AgentEnglish Seward Real Estate Group
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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