See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3003 W Oak Island Drive, Oak Island, NC, 28465

2beds
2baths
1,389sqft
$655,000
$472price/sqft
$3,834/moest. monthly cost
$153,360/yrincome needed

About This Home

''NEW'' Solatube Tubular Skylights recently added to bring natural light from outside into the open kitchen and living area that is sure not to disappoint. ''Welcome Home'' to this thoughtfully designed 2-bedroom, 2-bath piling home on Oak Island, built in 2023 by a local island builder. This like-new coastal retreat blends quality craftsmanship with modern comfort. Just inside you will be welcomed with a bright, open-concept living, dining, and kitchen area featuring vaulted ceilings that create an airy, inviting atmosphere. The spacious kitchen is a standout with granite countertops, ample cabinetry, and pantry room. Upgrades throughout include tasteful fixtures, durable Hardie Board siding, an oversized laundry room, elevator access, and even a built-in pet door for your furry companion. The primary suite offers a generous sized closet and a well-appointed bathroom complete with dual-sink vanity and a tiled shower with built-in bench. Outdoor living is just as appealing, with a screened-in front deck perfect for enjoying coastal breezes and a glimpse of the ICW near a public fishing-dock. A rear deck just off the kitchen provides the ideal spot for outdoor dining. The ground level unfinished area, offers abundant storage space or future expansion potential, along with a convenient outdoor shower and EV charger. The private fenced backyard is a blank canvas, ready for your vision of a pool or outdoor oasis. Located on the desirable west end of the island, where life moves at a more relaxed pace, you'll enjoy a true coastal lifestyle. With year-round activities, sandy beaches, and salty air, this home invites you to create the island life you've been dreaming of.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Southport ElementaryGrades K-59.1 mi
3/10
South Brunswick MiddleGrades 6-810.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Elevator,Walk-in Shower,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,389
  • Total interior livable area: 1,389 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 234ie002
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Screened
  • Fencing: Privacy,Full,Back Yard,Wood
  • Has view: Yes
  • View description: ICW
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 60 x 120 x 60 x 120

Parking

  • Parking features: Covered,Concrete,Underhouse

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,312$39,744
Home Insurance *$122$1,464
Property Taxes $200$2,400
Electricity $200$2,405
Total$3,834$46,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,451/yr
40% on housing$115,020/yr
45% on housing$102,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$404
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$659,000
2026-04-01Listed for sale$699,000
2022-04-14Sold$136,000
2021-08-06Sold$90,000
2006-04-18Sold$153,000

For Sale by Agent

AgentMandy Lankford
BrokerageIsland Life Real Estate, LLC

Similar Homes