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96 Copper Creek Ln, Hendersonville, NC, 28739

2beds
2baths
1,846sqft
$649,900
$352price/sqft
$3,928/moest. monthly cost
$157,120/yrincome needed

About This Home

New price and being sold furnished. This gorgeous move-in-ready, lock-and-go home is located in Cummings Cove, one of the area's premier gated communities. Near Hendersonville and the Asheville Regional Airport. This meticulous one-level townhome offers 2 bedrooms, 2 baths, and year-round mountain views. High-end finishes & features include hardwood floors, custom built-ins w/ lighting & pull-out desk, plantation shutters & custom drapes, designer lighting, tiled kitchen backsplash, granite countertops, roll-out pantry shelves, & a wood-beamed vaulted ceiling in the great room. The spacious primary suite features dual vanities, a large shower, his-&-her walk-in closets, a guest bedroom and bath, a walk-in laundry/mud room, & SS appliances. Relax on the covered and screened porch off the great room, perfect for enjoying the mountain views. Furnishings available outside of the sale of the home. This exceptional property is a rare find-don't miss this opportunity

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 2

Property

Lot

  • Lot size: 0.06 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Drought
Hail
Inland Flooding
Landslide
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$177$2,124
Property Taxes $265$3,180
Electricity $200$2,405
Total$3,928$47,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,674/yr
40% on housing$117,840/yr
45% on housing$104,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 28739$255
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28739$242
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentGina Nicholson
BrokerageHoward Hanna Beverly-Hanks

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