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4555 Whispering Oak, New Braunfels, TX, 78130

5beds
3baths
2,957sqft
$374,900
$127price/sqft
$2,506/moest. monthly cost
$100,240/yrincome needed

About This Home

Tired of compact spaces? This impressive 2,960 sq ft traditional home offers incredible space and is one of the most outstanding residences currently on the market. Located in a desirable community featuring a swimming pool, splash pad, playground, and basketball court, this home truly has it all. Upon entry, you're welcomed by a formal living and dining room combination, perfect for entertaining. The spacious open kitchen showcases granite countertops, a center island with breakfast bar, and a walk-in pantry, seamlessly flowing into the main living areas. The first-floor primary suite offers a picture-perfect view of the backyard and includes a private bath with double vanity, shower/tub combo, and walk-in closet. Upstairs, enjoy a large loft/third living area, along with four generously sized bedrooms and a full bathroom-ideal for family living, guests, or home office needs. Outside, the expansive backyard features a privacy fence, irrigation system, and a covered patio, perfect for morning coffee or entertaining year-round.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Fiber Cement

Other

  • Builder name: KB

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher,Plumbed For Ice Maker
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 132

Bedroom3

  • Area: 121

Bedroom4

  • Area: 196

Bedroom5

  • Area: 195

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Two Living Area,Separate Dining Room,Eat-in Kitchen,Master Downstairs,Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,957 sqft

Kitchen

  • Area: 176

Living Room

  • Area: 392

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 35

Master Bedroom

  • Area: 224

Property

Details

  • Parcel number: 1G1879800803200000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$200$2,400
Property Taxes $87$1,044
Electricity $324$3,896
Total$2,506$30,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,920/yr
40% on housing$75,180/yr
45% on housing$66,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.4%
4.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 78130$186
Guadalupe County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78130$161
Guadalupe County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$389,000
2024-04-11Listing removed--
2024-02-05Price change$2,095
2024-01-12Price change$2,175
2023-11-10Price change$2,195
2023-09-08Price change$2,295
2023-09-06Listed for rent$2,380

For Sale by Agent

AgentMarie Gabriel
BrokerageLimestone Country Properties -

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