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8644 Ebony Dr, Dubuque, IA, 52003

5beds
4baths
3,735sqft
$995,000
$266price/sqft
$6,816/moest. monthly cost
$272,640/yrincome needed

About This Home

NEW CONSTRUCTION HOME! Your dream home is located in Silver Oaks Estates, Dubuque’s newest upscale subdivision. Enjoy refined living with the convenience of full services through the City of Dubuque—water, sewer, garbage, and road maintenance—paired with quick access to the Hwy 61/151 exchange. Built by Jeff Ament, a prestigious custom builder known for luxury craftsmanship and finishes. Jeff designed this home with elevated living in mind with high-end fixtures and custom-built cabinetry. Exterior finishes are underway and will further showcase the home’s upscale design. This is a walkout ranch with 3-car garage that offers 2235 square feet of living space just on the main floor: 3 bedrooms, 2 1/2 baths, great room and screened-in porch make it perfect for relaxed daily living and those times you want to entertain. Additional finished area in the lower level features the 4th bedroom and another room for an office or hobby. Looking for that lower level bar, gym, or media room? Reach out immediately to discuss any personalization you might be looking for. Ready for spring move-in and time to get settled by summer! Call today to take a look!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Property condition: Under Construction,New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asp/Composite Shngl
  • Construction materials: Brick,Vinyl Siding,Gray Siding,Tan Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: SINGLE FAMILY - DETACHED

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Area: 220.8

Bedroom2

  • Level: Main
  • Area: 227.8

Bedroom3

  • Level: Main
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 147

Features

  • Window features: No Window Treatments
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,235

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,735
  • Total interior livable area: 3,735 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 360

Property

Details

  • Parcel number: 152340404012
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck,Screened Porch
  • Exterior features: Walkout

Lot

  • Lot size: 0.59 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached - 3+
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Landslide
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,031$60,372
Home Insurance *$576$6,912
Property Taxes $931$11,172
Electricity $278$3,343
Total$6,816$81,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,691/yr
40% on housing$204,480/yr
45% on housing$181,760/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 52003$190
Dubuque County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 52003$145
Dubuque County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$995,000
2026-01-13Listing removed$90,000
2024-09-19Listed for sale$90,000

New Construction

AgentDianne Granger
BrokerageKW Elite powered by KW 1Advantage

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