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103 Valparaiso St, Valparaiso, IN, 46383

2beds
4baths
2,528sqft
$926,000
$366price/sqft
$5,986/moest. monthly cost
$239,440/yrincome needed

About This Home

Final Phase - last 3 units available.Unprecedented luxury townhome in Calkins Hill, a new urban lifestyle development on a historic site. Located within walking distance from restaurants, shops, parks, and entertainment in downtown Valparaiso, new construction home combines today's high-end finishes, an open concept design, and 10' ceilings on main floor. Main floor has a spacious kitchen with stainless appliances, quartz countertops, hardwood floors; coffee bar; dining room; and living room with electric fireplace and balcony. Second floor has owner's suite with 3/4 bath & WIC, guest bedroom, den, and full bath. Third floor has mezzanine with wet bar, rooftop deck with pergola, and 265 sq ft of semi-conditioned storage. Garage level has flex room and 1/2 bath. All levels accessible via the elevator. Photos are representational only.

Getting Around

86
WalkingVery Walkable
23
TransitMinimal Transit
60
BikeBikeable

Schools

8/10
10/10
Valparaiso High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Range Hood,Refrigerator,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Walk-Out Access,Finished

Bedroom2

  • Area: 187.5
  • Dimensions: 12.5 x 15.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2

Bonus Room

  • Area: 287.1
  • Dimensions: 16.5 x 17.4

Den

  • Area: 94.5
  • Dimensions: 10.5 x 9.0

Dining Room

  • Area: 218.4
  • Dimensions: 15.6 x 14.0

Features

  • Double Vanity,Walk-In Closet(s),Wet Bar,Open Floorplan,Kitchen Island,Granite Counters
  • Number of fireplaces: 1
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,128

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,528
  • Total interior livable area: 2,528 sqft

Kitchen

  • Area: 196
  • Dimensions: 14.0 x 14.0

Living Room

  • Area: 364.5
  • Dimensions: 24.3 x 15.0

Other

  • Area: 229.5
  • Dimensions: 13.5 x 17.0

Primary Bedroom

  • Area: 204.4
  • Dimensions: 14.6 x 14.0

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 640924337015000004
  • Attached to another structure: Yes
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Other
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2,178 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,682$56,184
Home Insurance *$448$5,376
Property Taxes $625$7,500
Electricity $231$2,780
Total$5,986$71,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,234/yr
40% on housing$179,580/yr
45% on housing$159,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 46383$150
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46383$168
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-30Price change$926,000
2025-05-07Listed for sale$850,000
2024-12-17Listing removed$830,000
2024-11-07Listed for sale$830,000

New Construction

AgentLarry Hitz
BrokerageBHHS Indiana Realty

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