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3419 E 196th St, Westfield, IN, 46074

2beds
2baths
1,394sqft
$288,530
$207price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

Enjoy low maintenance living in The Sutton, a two bedroom, one and a half bath townhome with 1,394 square feet of bright, inviting space. The main level features nine foot ceilings and LVP flooring throughout, creating an open and airy atmosphere that flows seamlessly into the kitchen with quartz countertops and stainless steel appliances. A generous laundry room adds everyday convenience, and your private fenced courtyard provides a quiet outdoor retreat perfect for relaxing or entertaining. With modern finishes, a smart layout, and plenty of natural light, Sutton combines style, comfort, and ease in one thoughtfully designed home. Highlights: Low maintenance, Private courtyard, Large laundry room, Quartz countertops, Stainless steel kitchen appliances, 9' ceilings on first floor.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Westfield Middle SchoolGrades 7-82.1 mi
10/10
Westfield High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Cement Siding,Stone

Other

  • Builder name: Olthof Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Craftsman
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Disposal,MicroHood,Gas Oven,Refrigerator,Tankless Water Heater
  • Laundry features: In Unit,Laundry Room

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Features

  • Attic Access,Breakfast Bar,Kitchen Island,Eat-in Kitchen,Wired for Data,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Heating & Cooling

  • Heating features: Forced Air,High Efficiency (90%+ AFUE )
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,394
  • Total interior livable area: 1,394 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Master Bedroom

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 290629015137000015
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Sprinkler System

Lot

  • Lot size: 1,698 sqft
  • Features: Close to Clubhouse,Curbs,Rural - Subdivision,Sidewalks,Street Lights,Suburb

Parking

  • Total spaces: 2
  • Parking features: Detached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Hail
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,458$17,496
Home Insurance *$99$1,188
Property Taxes $557$6,684
Electricity $184$2,212
Total$2,298$27,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$222
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-10Price change$288,530
2026-01-20Price change$288,598
2026-01-10Listed for sale$280,639

New Construction Spec

AgentSeija Brown
BrokerageF.C. Tucker Company

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