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14465 Garden Way, Cedar Lake, IN, 46303

4beds
3baths
2,654sqft
$494,900
$186price/sqft
$3,960/moest. monthly cost
$158,400/yrincome needed

About This Home

Skip the wait for new construction--get the home AND the finished community now. Beautiful newer construction in sought-after Hanover School District with community pool, splash pad, pool house, scenic walking paths, and main floor laundry! This 4-bedroom, 2.5-bath two-story offers 2,654 sq ft of well-designed living space plus a full walkout basement ready for your finishing touches. Built in 2023, the home features a spacious open-concept layout with a large kitchen, center island, and seamless flow into the living and dining areas--perfect for everyday living and entertaining. The main floor laundry adds convenience and functionality buyers are looking for. Upstairs, you'll find generously sized bedrooms including a private primary suite with en-suite bath and walk-in closet. The 3-car garage provides ample storage, and the walkout basement offers endless potential for additional living space. Enjoy neighborhood amenities including a community pool and scenic walking paths, all with a low HOA. Conveniently located near shopping, dining, and major routes--this home truly offers the best of newer construction and community living. Upgraded internet access wifi guaranteed with no dead spots, Ring doorbell, The Honeywell Home T6 Pro Z-Wave Smart thermostat, Flo by Moen Smart Water shutoff

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Red Cedars ElementaryGrades 3-50.4 mi
5/10
7/10

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Softener Owned,Stainless Steel Appliance(s),Refrigerator,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Walk-Out Access,Unfinished

Bedroom2

  • Area: 168
  • Dimensions: 14.0 x 12.0

Bedroom3

  • Area: 140
  • Dimensions: 14.0 x 10.0

Bedroom4

  • Area: 165
  • Dimensions: 11.0 x 15.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Area: 120
  • Dimensions: 10.0 x 12.0

Family Room

  • Area: 252
  • Dimensions: 14.0 x 18.0

Features

  • Double Vanity,Stone Counters,Recessed Lighting,High Ceilings,Eat-in Kitchen
  • Window features: Insulated Windows
  • Finished area above ground: 2,654

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,654
  • Total interior livable area: 2,654 sqft

Kitchen

  • Area: 112
  • Dimensions: 8.0 x 14.0

Laundry

  • Area: 30
  • Dimensions: 6.0 x 5.0

Living Room

  • Area: 121
  • Dimensions: 11.0 x 11.0

Office

  • Area: 100
  • Dimensions: 10.0 x 10.0

Primary Bedroom

  • Area: 240
  • Dimensions: 16.0 x 15.0

Property

Details

  • Parcel number: 451533259005000014
  • Special condition: None

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Rear Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 8,751 sqft
  • Features: Back Yard,Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,On Street,Garage Faces Front,Driveway,Concrete,Additional Parking,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$212$2,544
Property Taxes $1,003$12,036
Electricity $243$2,919
Total$3,960$47,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,771/yr
40% on housing$118,800/yr
45% on housing$105,600/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$186This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$184
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$499,900
2022-08-01Sold$479,170

For Sale by Agent

AgentKarin Gustafson
BrokerageAdvanced Real Estate, LLC

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