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14396 Clover Ave, Cedar Lake, IN, 46303

2beds
2baths
1,726sqft
$319,000
$185price/sqft
$2,181/moest. monthly cost
$87,240/yrincome needed

About This Home

Impeccable Like-New Paired Villa in Cedar Lake's Hottest New Community! Welcome to this stunning, model-like paired villa in Cedar Lake's premier new subdivision -- built in 2023 with the coveted Designer Package! Barely lived in (owners stay here part time!) and meticulously maintained, this home feels brand new without the wait of new construction. Step inside and you'll be greeted by abundant natural light, a fresh neutral color palette, warm cabinetry tones throughout, and a spacious open-concept layout designed for modern living. The chef-inspired kitchen is an entertainer's dream, featuring a massive 14-foot island, stainless steel appliances, a stylish coffee bar area, and a convenient pantry. The open layout flows seamlessly into the living and dining areas, with an additional flex/office space perfect for today's lifestyle. Your primary suite is a true retreat, tucked privately at the rear of the home. Enjoy a luxurious bathroom with double quartz vanities and an impressive walk-in closet. A second bedroom, full bath, and laundry room are thoughtfully located at the front for added convenience. Outdoor living shines here -- relax on your covered back patio with no backyard neighbors, or enjoy your morning coffee in the charming side patio with privacy screens. Extra features include a smart video doorbell, smart lock, and smart thermostat for comfort and security. The community offers fantastic amenities, including a pool and walking paths. Plus -- your lawn care and snow removal (including the extra-deep driveway) are all handled for you! This villa truly has it all -- luxury finishes, low-maintenance living, and a prime Cedar Lake location. Don't wait -- schedule your private showing today! Motivated sellers say bring us an offer!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Red Cedars ElementaryGrades 3-50.2 mi
5/10
7/10

Construction

Condition

  • Year built: 2023

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Refrigerator,Microwave
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level

Bedroom2

  • Area: 110
  • Dimensions: 10.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 140
  • Dimensions: 20.0 x 7.0

Features

  • Double Vanity,Walk-In Closet(s),Recessed Lighting,Open Floorplan,Kitchen Island,High Ceilings,Entrance Foyer
  • Window features: Blinds
  • Finished area above ground: 1,726

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,726
  • Total interior livable area: 1,726 sqft

Kitchen

  • Area: 140
  • Dimensions: 14.0 x 10.0

Laundry

  • Area: 40
  • Dimensions: 8.0 x 5.0

Living Room

  • Area: 240
  • Dimensions: 16.0 x 15.0

Primary Bedroom

  • Area: 240
  • Dimensions: 16.0 x 15.0

Property

Details

  • Parcel number: 451533254032000014
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Patio & porch: Covered,Rear Porch,Patio,Other
  • Exterior features: Other,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 7,601 sqft
  • Features: Back Yard,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$137$1,644
Property Taxes $247$2,964
Electricity $184$2,212
Total$2,181$26,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,777/yr
40% on housing$65,430/yr
45% on housing$58,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 46303$185
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46303$168
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$329,775
2026-02-04Price change$329,777
2026-01-29Price change$329,888
2025-12-01Price change$329,899
2025-11-13Listed for sale$329,900
2023-12-19Sold$285,000
2023-10-25Price change$289,990
2023-09-29Price change$294,990
2023-09-21Price change$299,990
2023-08-12Listed for sale$309,990

For Sale by Agent

AgentJodie Ridderhoff
BrokerageKeller Williams Realty Group

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