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743 Kodiak Dr NW, Stewartville, MN, 55976

3beds
2baths
1,827sqft
$535,500
$293price/sqft
$4,058/moest. monthly cost
$162,320/yrincome needed

About This Home

PRICE JUST REDUCED! Zero-entry Ranch is made for stylish, convenient living. Wheelchair ready, No Stairs External or Internal. Chef's kitchen with granite counter-tops, stainless steel appliances, appliance garage, walk-in pantry. Primary suite has walk-in closet, dual sinks, and tiled walk-in shower. Both home and garage have in-floor heat! Thoughtful upgrades to the washer/dryer space and fireplace. Landscaping work is fully complete.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace: Yes

Interior Area

  • Total interior livable area: 1,827 sqft

Property

Details

  • Parcel number: 543321086943

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Olmsted County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,707$32,484
Home Insurance *$346$4,152
Property Taxes $835$10,020
Electricity $170$2,050
Total$4,058$48,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,131/yr
40% on housing$121,740/yr
45% on housing$108,213/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 55976$153
Olmsted County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55976$163
Olmsted County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Price change$535,500
2026-06-02Listed for sale$540,500
2025-02-01Listing removed$73,900
2023-12-29Listed for sale$73,900

For Sale by Owner

AgentProperty Owner

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