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2503 Decamp Ave, Elkhart, IN, 46517

3beds
3baths
1,189sqft
$275,000
$231price/sqft
$2,015/moest. monthly cost
$80,600/yrincome needed

About This Home

This newly built two-story home offers three bedrooms, two full bathrooms upstairs, and a half bath on the main floor. Enjoy the luxury of modern living in a thoughtfully designed space with contemporary finishes, generous room sizes, and ultimate convenience. The open-plan main level is filled with natural light, enhanced by upgraded lighting and luxury vinyl plank flooring throughout. In the kitchen, you'll find sleek white cabinets, elegant quartz countertops, and stainless-steel appliances. Upstairs, all three bedrooms are comfortably carpeted. The home also features a spacious, fully lit unfinished basement, ideal for your creative touch. Relax on the covered front porch—an inviting spot for morning coffee or evening relaxation. With brand new construction, you’ll benefit from efficiency, low maintenance, and peace of mind right from the start. Conveniently set in an established neighborhood with easy access to highways and nearby restaurants, this home is ready for move-in. Don't miss the chance to be the first to live in this beautiful new modernize home. Schedule a tour today!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

7/10
Monger Elementary SchoolGrades PK-60.3 mi
4/10
2/10
Elkhart High SchoolGrades 9-123.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Parish Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Electric Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144

Features

  • Ceiling Fan(s),Stone Counters,Tub and Separate Shower
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,189

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,804
  • Total interior livable area: 1,189 sqft

Living Room

  • Level: Main
  • Area: 238

Property

Details

  • Parcel number: 200616177033.000012

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered

Lot

  • Lot size: 10,018 sqft
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 77 x129

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$131$1,572
Property Taxes $310$3,720
Electricity $184$2,212
Total$2,015$24,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,085/yr
40% on housing$60,450/yr
45% on housing$53,733/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 46517$131
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46517$151
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$298,000

New Construction

AgentEarlita Webster
BrokerageF.C. Tucker Company

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