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1040 Forest Ave, Fort Dodge, IA, 50501

5beds
5baths
1,952sqft
$694,900
$356price/sqft
$6,381/moest. monthly cost
$255,240/yrincome needed

About This Home

Discover luxury living in Fort Dodge, Iowa, with this stunning new build nestled in a serene wooded area. Spanning 4576 sq ft, this modern masterpiece boasts 5 bedrooms, 4.5 baths, and is designed with an open concept to enhance the flow of natural light. Every inch exudes contemporary elegance, from the sleek finishes to the state-of-the-art kitchen. The expansive living area, perfect for entertaining, seamlessly connects to the outdoors, inviting nature inside. Experience the perfect blend of sophistication and tranquility in this exquisite home. contact Todd McCubbin today for a private showing.

Getting Around

23
WalkingCar-Dependent
20
TransitMinimal Transit
56
BikeBikeable

Schools

3/10
5/10
Fort Dodge Middle SchoolGrades 6-81.6 mi
3/10
Fort Dodge High SchoolGrades 9-121.1 mi

Construction

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Dryer,Range Hood,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 196

Bedroom2

  • Level: Main
  • Area: 130

Bedroom3

  • Level: Main
  • Area: 120

Bedroom4

  • Level: Lower
  • Area: 200

Bedroom5

  • Level: Lower
  • Area: 160

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Family Room

  • Level: Lower
  • Area: 312.5

Features

  • Great Room,Kitchen Island,Master Suite,Newer Flooring,Updated Bath,Updated Kitchen,Wet Bar
  • Window features: Replacement Windows
  • Flooring: Hardwood
  • Fireplace features: None

Heating

  • Heating features: Forced Air,Radiant

Interior Area

  • Total structure area: 1,952
  • Total interior livable area: 1,952 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Interior Handicap Access,Exterior Handicap Access

Details

  • Parcel number: 0717358007
  • Zoning description: Residential

Lot

  • Lot size: 0.39 Acres
  • Features: Wooded
  • Lot size dimensions: 130.00 x 130.00

Parking

  • Total spaces: 2
  • Parking features: Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,513$42,156
Home Insurance *$1,555$18,660
Property Taxes $1,168$14,016
Electricity $145$1,747
Total$6,381$76,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,777/yr
40% on housing$191,430/yr
45% on housing$170,160/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$120
Webster County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$724,900
2026-02-09Price change$755,000
2026-01-20Price change$765,000
2025-09-29Price change$775,000
2025-06-27Price change$795,000
2025-06-19Price change$824,900
2025-05-10Price change$875,700
2025-02-05Price change$895,700
2024-12-19Price change$949,900
2024-06-25Price change$995,000
2024-02-06Listed for sale$1,099,000

For Sale by Agent

AgentTodd McCubbin
BrokerageKesterson Realty Inc

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