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18805 Scenic Way, Shafer, MN, 55074

4beds
3baths
3,603sqft
$584,900
$162price/sqft
$4,188/moest. monthly cost
$167,520/yrincome needed

About This Home

Welcome to this stunning home offering picturesque views from every angle. The main level features tall ceilings and an abundance of natural light, creating a bright and inviting atmosphere—perfect for both everyday living and entertaining. Enjoy beautiful sunset views as you gather in the open-concept living spaces designed for comfort and connection. A main floor office with french doors provides the ideal work-from-home setup or can easily function as a flexible bonus space to suit your needs. Upstairs, retreat to the spacious primary suite complete with a walk-in closet and a frameless floor to ceiling tiled shower featuring a double vanity. All four bedrooms are conveniently located on the upper level, along with an additional full bathroom with double vanity and a thoughtfully placed laundry room with Speed Queen appliances. Situated on a large private lot with a walkout basement, this home offers a peaceful setting while still being just a short drive to Taylors Falls and an easy commute to the Twin Cities. Thoughtfully upgraded throughout, the home includes a premium Speed Queen washer and dryer, Culligan water system, smart refrigerator, soft-close cabinetry, and high-end fixtures. Skip the wait for new construction—this beautifully finished home is move-in ready and has it all.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Egress Window(s),Full,Concrete,Storage Space,Sump Pump,Unfinished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 272
  • Dimensions: 17' x 16'

Bedroom2

  • Level: Upper
  • Area: 187
  • Dimensions: 17' x 11'

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 12' x 11'

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12' x 11'

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 204
  • Dimensions: 17' x 12'

Features

  • Number of fireplaces: 1
  • Fireplace features: Masonry,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,402

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,603
  • Total interior livable area: 3,603 sqft

Kitchen

  • Level: Main
  • Area: 228
  • Dimensions: 19' x 12'

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17' x 15'

Mud Room

  • Level: Main
  • Area: 54
  • Dimensions: 9' x 6'

Office

  • Level: Main
  • Area: 110
  • Dimensions: 11' x 10'

Other

  • Level: Main

Porch

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040013212
  • Zoning description: Residential-Single Family
  • Foundation area: 1201

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Front Porch

Lot

  • Lot size: 1.46 Acres
  • Features: Irregular Lot
  • Lot size dimensions: 402' x 221' x 248' x 272'

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$437$5,244
Property Taxes $491$5,892
Electricity $303$3,646
Total$4,188$50,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,588/yr
40% on housing$125,640/yr
45% on housing$111,680/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 55074$173
Chisago County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 55074$192
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$599,900
2026-03-19Listed for sale$624,900
2023-10-19Sold$575,000
2023-09-18Pending sale$575,000
2023-08-29Price change$575,000
2023-07-12Price change$599,900
2023-01-25Price change$624,500
2022-09-15Listed for sale$606,850

For Sale by Agent

AgentJona Flores
BrokerageRE/MAX Results

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