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2541 Chessman Dr NE, Rio Rancho, NM, 87124

4beds
3baths
2,727sqft
$895,000
$328price/sqft
$5,330/moest. monthly cost
$213,200/yrincome needed

About This Home

Resort-style living just found its Rio Rancho address. Set on over half an acre in one of Rio Rancho's premier custom-home corridors, this 2022 contemporary showpiece blends luxury, functionality, and unforgettable outdoor living. Soaring ceilings, clean architectural lines, custom built-ins, and a light-filled open layout create an elevated feel throughout. The chef's kitchen features quartz countertops, premium appliances, oversized island seating, sleek cabinetry, and a walk-in pantry. The owner's suite offers spa-inspired finishes, mountain views, and backyard access. Outside, enjoy a heated saltwater pool, covered patio, sports court, RV access with cleanouts, owned solar, radiant heat, refrigerated air, and an oversized 3-car garage. The kind of home buyers wait all summer for.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Lincoln Middle SchoolGrades 6-81.0 mi
7/10
Rio Rancho High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Permanent
  • Construction materials: Frame,Synthetic Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Cooktop,Dryer,Dishwasher,Free-Standing Electric Range,Disposal,Microwave,Refrigerator,Range Hood,Water Softener Owned,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 195

Bedroom3

  • Level: Main
  • Area: 162.5

Bedroom4

  • Level: Main
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Wet Bar,Bathtub,Dual Sinks,Entrance Foyer,Great Room,High Ceilings,Home Office,Hot Tub/Spa,Jetted Tub,Kitchen Island,Main Level Primary,Pantry,Sitting Area in Master,Smart Camera(s)/Recording,Soaking Tub,Separate Shower,Water Closet(s),Walk-In Closet(s)
  • Window features: Low-Emissivity Windows
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Custom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Combination,Radiant
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,727
  • Total interior livable area: 2,727 sqft

Kitchen

  • Level: Main
  • Area: 179.29

Living Room

  • Level: Main
  • Area: 378.1

Primary Bedroom

  • Level: Main
  • Area: 203.98

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1012070180338
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Pool Cover
  • Patio & porch: Covered,Patio
  • Exterior features: Fire Pit,Hot Tub/Spa,Playground,Privacy Wall,Private Yard,RV Hookup,Smart Camera(s)/Recording,Sprinkler/Irrigation,Landscaping
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Full,Gate,Wall
  • Has view: Yes

Lot

  • Lot size: 0.56 Acres
  • Features: Landscaped,Few Trees,Views

Parking

  • Total spaces: 3
  • Parking features: Finished Garage,Heated Garage,Oversized,Workshop in Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$120$1,440
Property Taxes $492$5,904
Electricity $193$2,326
Total$5,330$63,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,742/yr
40% on housing$159,900/yr
45% on housing$142,133/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$328This listing

vs Other Active Listings

Avg $/sqft

ZIP 87124$188
Sandoval County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 87124
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$895,000
2026-04-28Listing removed$899,999
2026-03-12Price change$899,999
2026-02-24Price change$925,000
2026-01-27Listed for sale$950,000
2021-07-02Sold--
2021-05-03Pending sale$75,000
2021-05-03Listed for sale$75,000
2021-05-03Pending sale$75,000
2020-08-19Listed for sale$75,000

For Sale by Agent

AgentCasa ABQ
BrokerageLPT Realty

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