340 NW 2nd St, Earlham, IA, 50072
About This Home
Welcome to Earlham! This spacious 5BR, 3BA ranch offers comfortable living with an open-concept main floor featuring vaulted ceilings, large living/dining area, and kitchen. The main level includes an owner’s suite with full bath and walk-in closet, plus an additional 2 bedrooms and full bath. The finished basement with daylight windows adds 2 more bedrooms, a full bath, and extra living space—perfect for guests or family. Enjoy the 6' wood-fenced yard for privacy, pets, or entertaining. Tax abatement through 1/1/2029. Great schools, charming downtown, and easy metro access.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Poured
- Roof: Asphalt,Shingle
- Construction materials: Vinyl Siding
Other
- Builder name: Cardinal Homes LLC
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stove
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Egress Windows,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Features
- Dining Area,Eat-in Kitchen,Cable TV,Window Treatments
- Flooring: Carpet,Tile
- Finished area below ground: 995
Heating & Cooling
- Heating features: Forced Air,Gas,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,347
- Total interior livable area: 1,347 sqft
Property
Details
- Parcel number: 850000106033000
- Zoning: RES
Features
- Stories: 1
- Patio & porch: Deck
- Exterior features: Deck,Fully Fenced
- Fencing: Wood,Full
Lot
- Lot size: 0.31 Acres
- Features: Rectangular Lot
- Lot size dimensions: 90 x 150
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,718 | $20,616 |
| Home Insurance * | $341 | $4,092 |
| Property Taxes | $298 | $3,576 |
| Electricity | $121 | $1,452 |
| Total | $2,478 | $29,736 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $365,000 |
| 2023-07-21 | Sold | $313,000 |
| 2023-06-22 | Pending sale | $339,900 |
| 2023-06-02 | Price change | $339,900 |
| 2022-09-08 | Listed for sale | $350,000 |
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