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9963 Cypress Willow Cv, Olive Branch, MS, 38654

5beds
3baths
3,031sqft
$540,000
$178price/sqft
$3,602/moest. monthly cost
$144,080/yrincome needed

About This Home

Welcome to this stunning 3,031 SQFT home in the heart of Olive Branch set on a peaceful near acre lot. With up to 5 bedrooms, 3 full baths, and thoughtful spaces throughout, this home blends Southern charm with modern luxury in all the right ways. Zoned for the highly sought after Lewisburg Schools. Step inside and enjoy hardwood floors throughout the main level with a layout designed for both everyday comfort and effortless entertaining. The great room offers a cozy fireplace with gas logs, opening seamlessly into a gourmet kitchen that will make any home chef smile. Quartz countertops, custom cabinetry, double ovens, gas cooktop with vent hood, island with snack bar and sink, walk-in pantry, built-in microwave, and a bay window breakfast nook perfect for easy mornings. A formal dining room adds space for gatherings and family dinners. The primary suite is a true retreat, featuring a 17x13 bedroom, salon style bath, floating soaker tub, walk-in shower, separate vanities and a huge walk-in closet. A second bedroom downstairs offers private bath access, ideal for guests or multigenerational living. Upstairs, you'll find 2 additional bedrooms, a Jack and Jill bath, and flexible bonus spaces including a game room (or 5th bedroom). Storage is abundant with walk-in closets throughout.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

10/10
9/10
Lewisburg Middle SchoolGrades 6-85.9 mi
9/10
Lewisburg High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Double Oven,Gas Cooktop,Microwave,Range Hood,Self Cleaning Oven,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Kitchen Island,Pantry,Walk-In Closet(s),Double Vanity
  • Door features: Dead Bolt Lock(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 3,031
  • Total interior livable area: 3,031 sqft

Property

Details

  • Parcel number: 2065151400001100

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: None

Lot

  • Lot size: 0.73 Acres
  • Features: Cul-De-Sac,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$353$4,236
Property Taxes $238$2,856
Electricity $281$3,382
Total$3,602$43,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,497/yr
40% on housing$108,060/yr
45% on housing$96,053/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$540,000
2022-08-12Sold--
2021-11-01Pending sale$455,000
2021-10-05Listed for sale$455,000

For Sale by Agent

AgentAndriona N Thomas
BrokerageCentury 21 Patterson & Associates Real Estate Co

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