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1014 W 42nd St, Kearney, NE, 68845

4beds
3baths
2,819.4sqft
$465,900
$165price/sqft
$3,576/moest. monthly cost
$143,040/yrincome needed

About This Home

This new construction home sits on a corner lot, sod & underground sprinklers are included. Diamond Kote Rigidstack Siding with partial stone front, covered front porch and partially covered back deck featuring composite decking. An additional 80 sq. ft. patio will be poured adjacent to the deck. Finished & insulated two car garage measures 26x24 and has an additional 11x9'8" shop space in addition. Andersen windows, 2x6 exterior walls and a Trane high-efficiency gas furnace. Main floor laundry with a separate drop zone including cabinets. Vaulted ceiling in the great room features decorative nooks with a switched outlet. also there is an exterior soffit electrical switch (Christmas Lights). Master bath has dual vanities and tiled shower. Rough-in for a wet bar in the basement. Each bathroom has some unique characteristics which are hard to find.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
Buffalo Hills ElementaryGrades PK-51.2 mi
6/10
Horizon Middle SchoolGrades 6-80.4 mi
6/10
Kearney Sr High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: Main Level,Off Kitchen,Laminate

Basement

  • Area: 1524

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Drain Tiled

Bedroom2

  • Level: 1
  • Area: 192.29166666666669

Bedroom3

  • Level: 4
  • Area: 190.625

Bedroom4

  • Level: 4
  • Area: 180

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Main level bathrooms: 2

Dining Room

  • Features: Sliding Glass Doors,Laminate
  • Level: 1
  • Area: 103.33333333333333

Family Room

  • Features: Laminate
  • Level: 4
  • Area: 462.53472222222223

Features

  • Mstr Bath
  • Finished area below ground: 1,524
  • Finished area above ground: 1,524

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,048
  • Total interior livable area: 2,819 sqft

Kitchen

  • Features: Laminate
  • Level: 1

Living Room

  • Features: Laminate
  • Level: 1
  • Area: 285.59027777777777

Master Bedroom

  • Level: 1
  • Area: 209.89583333333331

Property

Details

  • Parcel number: 601721500
  • Zoning: R1

Features

  • Patio & porch: Covered Deck
  • Waterfront features: None
  • Living area range: 1401-1600

Lot

  • Lot size: 9,264 sqft
  • Features: Landscaping: Auto Under sprinkler

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Ice Storm
Tornado
Winter Weather
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,355$28,260
Home Insurance $414$4,968
Property Taxes $633$7,596
Electricity $174$2,088
Total$3,576$42,912

Income You'd Need if You Spent...

35% on housing$122,605/yr
40% on housing$107,280/yr
45% on housing$95,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 68845$163
Buffalo County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 68845$148
Buffalo County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-04Listed for sale$481,500

New Construction

AgentScott Anderson
BrokerageColdwell Banker Town & Country

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