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662 N Glebe Rd, Montross, VA, 22520

4beds
5baths
2,120sqft
$399,000
$188price/sqft
$2,642/moest. monthly cost
$105,680/yrincome needed

About This Home

Beautiful home with over 2100 sq. ft. of living space features 4 bedrooms and 4 1/2 baths in the water front community of Glebe Harbor/Cabin Point which offers numerous amenities with no HOA*This is a great opportunity for a primary home or an income producing vacation rental property situated in an ideal location across the street from one of the three neighborhood beaches*Gourmet kitchen with upgraded cabinetry and stainless appliances*Main level master suite with nice master bath*Main level also features a large living room and powder room*Upper level offers 3 additional bedroom and 3 full baths as well as an upper level laundry room*Enjoy all of the Glebe Harbor/Cabin Point amenities including community pool, boat ramps, tennis courts and 3 private beaches perfect for relaxing or fishing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Cople Elementary SchoolGrades PK-54.4 mi
7/10
Montross Middle SchoolGrades 6-87.9 mi
4/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Exhaust Fan,Ice Maker,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Cooktop,Washer,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Family Room Off Kitchen,Kitchen - Gourmet,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 2,120

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Zoned,Electric

Interior Area

  • Total structure area: 2,120
  • Total interior livable area: 2,120 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 26K2 1 278
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Exterior features: Private Beach
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Swimming Allowed,Waterski/Wakeboard,River
  • Waterbody name: Potomac River

Lot

  • Lot size: 0.52 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Drought
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$193$2,316
Property Taxes $228$2,736
Electricity $204$2,450
Total$2,642$31,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,582/yr
40% on housing$79,260/yr
45% on housing$70,453/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 22520$151
Westmoreland County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 22520
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$399,000
2026-02-14Listing removed$414,900
2026-02-06Price change$414,900
2025-11-21Price change$419,900
2025-09-25Price change$424,900
2025-08-22Listed for sale$439,900
2022-01-11Sold$4,580

For Sale by Agent

AgentTanya Johnson
BrokerageKeller Williams Realty

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