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546 Cooper Ct SW, Palm Bay, FL, 32908

6beds
4baths
3,523sqft
$399,000
$113price/sqft
$3,059/moest. monthly cost
$122,360/yrincome needed

About This Home

Spacious 2022-built 6-bedroom, 4-bath home offering over 3,500 sq ft of living space in desirable SW Palm Bay! Hard-to-find layout ideal for large families, multigenerational living, remote work setups, or anyone needing extra space. Features include an open-concept floor plan, generous living areas, oversized bedrooms, and plenty of flexibility to make the home fit your lifestyle. Seller offering up to $5,000 toward buyer closing costs, rate buy-down, or cosmetic updates with acceptable full-price offer. Excellent opportunity to personalize flooring and paint while securing a newer construction home at an incredible value. Conveniently located near schools, shopping, dining, parks, and I-95 access for an easy commute. Rare chance to own a large newer home at this price point in Palm Bay!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
Southwest Middle SchoolGrades 7-82.9 mi
3/10
Bayside High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Block,Frame,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Electric Water Heater,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Breakfast Bar,Ceiling Fan(s),His and Hers Closets,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,523 sqft

Property

Details

  • Parcel number: 293613500000b.00078.00
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch
  • Has view: Yes
  • View description: Pond,Water
  • Has water view: Yes
  • Water view: Pond,Water

Lot

  • Lot size: 6,534 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$197$2,364
Property Taxes $491$5,892
Electricity $354$4,254
Total$3,059$36,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,880/yr
40% on housing$91,770/yr
45% on housing$81,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$173
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$415,000
2026-03-30Listed for sale$420,000
2025-10-15Listing removed$449,000
2025-06-04Listed for sale$449,000
2022-01-31Sold$350,897
2021-05-06Pending sale$348,150

For Sale by Agent

AgentTatiana Valencia
BrokerageZOOM Realty Group LLC

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