




1864 Capital Dr SE, Palm Bay, FL, 32909
About This Home
This beautifully designed 5-bedroom, two-story home offers the space and flexibility today's families are looking for. Upstairs, a spacious loft provides endless possibilities as a second living area, playroom, media room, home office, or even a potential 6th bedroom. Start your mornings on the screened front porch and unwind in the evenings on the extended paver patio overlooking peaceful water views. The fully fenced backyard offers plenty of room for kids, pets, entertaining, or enjoying the Florida sunshine. Located in a welcoming gated community, residents enjoy a beautiful lakefront pool and resort-style amenities, all just minutes from Publix, restaurants, shopping, and everyday conveniences. With the home's major systems only about four years old, you'll enjoy the peace of mind of newer construction with the space and finishing touches already in place.
Getting Around
Schools
Construction
Condition
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Upper Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Breakfast Bar,Ceiling Fan(s),His and Hers Closets,Kitchen Island,Pantry,Split Bedrooms
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Electric
Interior Area
- Total interior livable area: 2,674 sqft
Property
Details
- Parcel number: 3037035000000.00135.00
- On leased land: Yes
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Patio,Rear Porch,Screened
- Fencing: Back Yard,Full,Wrought Iron
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 6,098 sqft
- Features: Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Wildfire
- Coastal Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Brevard County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $633 | $7,596 |
| Electricity | $269 | $3,229 |
| Total | $3,379 | $40,548 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Contingent | $425,000 |
| 2026-07-09 | Listed for sale | $425,000 |
| 2022-07-26 | Sold | $403,640 |
| 2022-01-24 | Contingent | $403,640 |
| 2022-01-18 | Price change | $403,640 |
| 2022-01-13 | Listed for sale | $383,640 |
