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3720 Foggy Mist Rd SE, Palm Bay, FL, 32909

4beds
2baths
--sqft
$360,000
--price/sqft
$2,296/moest. monthly cost
$91,840/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 2-bath home located in the gated Cypress Bay Preserve community of Palm Bay. Built in 2023, this single-story home offers approximately 1,828 square feet of comfortable, open-concept living space. The spacious floor plan includes a large family room, dining area, and modern kitchen with a center island, pantry, generous cabinet space, and plenty of room for entertaining. The split-bedroom layout provides added privacy, while the primary suite and oversized closets offer excellent storage. Enjoy peaceful water views from the covered lanai and the convenience of a two-car garage, hurricane shutters, central air conditioning, tile flooring throughout the main living areas, and carpeted bedrooms. Washer and Dryer, oven, and refrigerator not included. The community is gated and includes access to a community swimming pool. Publix, Jersey Mike’s, and additional shopping and dining options are conveniently located in the shopping center directly behind the neighborhood. The home is also close to St. Johns Heritage Parkway, I-95, schools, medical facilities, and other everyday conveniences.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Sunrise Elementary SchoolGrades PK-60.7 mi
3/10
Southwest Middle SchoolGrades 7-86.6 mi
3/10
Bayside High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Property

Details

  • Parcel number: 30 370351*3
  • Zoning: X

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: R30-No Pool/No Water,Community
  • Patio & porch: Open Porch
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Wildfire
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$278$3,336
Property Taxes $1$12
Electricity $197$2,366
Total$2,296$27,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,720/yr
40% on housing$68,880/yr
45% on housing$61,226/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$340,000
2026-08-10Price change$350,000
2026-08-04Listed for sale$360,000
2023-06-23Sold$345,260

For Sale by Agent

AgentStephen Eaton
BrokerageEaton Real Estate Company LLC

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