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3700 Foggy Mist Rd SE, Palm Bay, FL, 32909

4beds
2baths
1,830sqft
$355,000
$194price/sqft
$2,623/moest. monthly cost
$104,920/yrincome needed

About This Home

Beautiful 2023 built home in a peaceful Palm Bay community that truly stands out. This 4 bedroom, 2 bathroom residence offers a comfortable, open layout perfect for both everyday living and entertaining. Positioned on a desirable corner lot with a stunning lake view, the home feels larger and offers added privacy. Thoughtful upgrades include hurricane shutters with an electric front entrance shutter, ceiling fans throughout including the lanai, upgraded French doors, enclosed lanai and entry, and enhanced landscaping. Low HOA of $255 quarterly. Conveniently located near shopping, dining, and major roadways. Furniture negotiable. This is one you don’t want to miss!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Sunrise Elementary SchoolGrades PK-60.6 mi
3/10
Southwest Middle SchoolGrades 7-86.7 mi
3/10
Bayside High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Roof: Shingle
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Washer/Dryer Hook-Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Pantry,Split Bedroom,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,292
  • Total interior livable area: 1,830 sqft

Other

  • Area: 228
  • Dimensions: 19x12

Other

  • Area: 168
  • Dimensions: 14x12

Other

  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: 3037035100000.00001.00
  • Zoning: 0110 / SINGLE FAMILY

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Pool features: Community
  • Patio & porch: Screened Porch
  • Exterior features: Room For Pool
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: WF/No Ocean Access,Lake
  • Frontage length: 0

Lot

  • Lot size: 6,098 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Other,No Rv/Boats
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Wildfire
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$274$3,288
Property Taxes $357$4,284
Electricity $197$2,366
Total$2,623$31,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,931/yr
40% on housing$78,690/yr
45% on housing$69,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 32909$181
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32909$188
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$357,000
2026-02-25Listed for sale$365,000
2023-06-09Sold$337,260

For Sale by Agent

AgentElisabel Talavera
BrokerageLifestyle International Realty

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