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18549 Cove Creek Dr, Moseley, VA, 23120

5beds
5baths
4,297sqft
$894,000
$208price/sqft
$5,782/moest. monthly cost
$231,280/yrincome needed

About This Home

The Yates II is a spacious two-story home with five bedrooms, four full bathrooms, and one-half bath. An office with a coffered ceiling and double doors welcomes you at the entry, followed by a formal dining room that opens to the great room and gourmet kitchen. A passthrough from the dining room to the kitchen can serve as a butler’s or deluxe pantry. The finishes in the kitchen include quartz counters, a farmhouse sink, a pot filler, and more. The great room features a fireplace with built-ins and a coffered ceiling and opens to a sunroom and an enlarged covered porch, perfect for indoor-outdoor living. The convenient first-floor guest suite includes a full bathroom. A drop zone off the garage and a powder bath complete the main level. Upstairs includes a large loft space with four bedrooms, all with walk-in closets, and a large laundry room. The primary suite offers dual walk-in closets, a tray ceiling, a sitting room, and a dressing area with a vanity. *Photos for new homes may vary from the actual home available for sale. We often showcase pictures from a model home of the same style*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
Moseley ElementaryGrades K-50.5 mi
6/10
9/10
Cosby High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Drywall,Frame,Vinyl Siding

Other

  • Builder name: Mungo Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Gas Cooking,Microwave,Range,Range Hood,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Bedroom on Main Level,Eat-in Kitchen,Fireplace,Granite Counters
  • Flooring: Partially Carpeted,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 4,297

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 4,297 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 698672159600000
  • Zoning description: R9
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool,Community
  • Patio & porch: Balcony,Deck,Front Porch
  • Fencing: None

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,520$54,240
Home Insurance *$194$2,328
Property Taxes $655$7,860
Electricity $413$4,966
Total$5,782$69,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,240/yr
40% on housing$173,460/yr
45% on housing$154,186/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$222
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$894,000

New Construction Spec

AgentNikki Axman
BrokerageProvidence Hill Real Estate

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