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18306 Cove Creek Dr, Moseley, VA, 23120

5beds
4baths
3,335sqft
$900,000
$270price/sqft
$5,727/moest. monthly cost
$229,080/yrincome needed

About This Home

Bring an offer, motivated sellers! No need to wait for a home to be built when this practically NEW (built in 2025) is ready now! Perfectly positioned ON the golf course, see the green of the 5th hole and the tee box of the 6th from the comfort of your covered porch (would be easily converted to screened in porch)! This stunning lot has been professionally landscaped and features a patio with fire-pit, an entertainers paradise! Situated in sought-after Magnolia Green, an award winning community that features amazing amenities like pools, aquatic center, tennis/pickle ball courts, sidewalks and the clubhouse. Inside this exceptional residence find custom details like 10ft ceilings throughout the first floor, 8ft doorways and giant slider doors to the screened in porch that faces the golf course. 1st floor office/study, formal dining room with milled wood accent wall, coffered ceiling and fireplace in the family room, expansive center island with statement range hood and high end finishes designed to impress! Mud room with bench drop zone and walk in pantry.Expansive primary bedroom is a true retreat featuring a sitting nook, a spa-inspired bath that feels luxurious and serene and large walk in closet. 4 additional spacious bedrooms, 2 full hall baths upstairs and laundry room convenient to bedrooms. This home is a must see!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

10/10
Moseley ElementaryGrades K-50.4 mi
8/10
8/10
Cosby High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Frame,HardiPlank Type,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooking,Disposal,Gas Water Heater,Tankless Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • High Ceilings
  • Door features: Insulated Doors
  • Window features: Thermal Windows
  • Flooring: Partially Carpeted,Wood
  • Number of fireplaces: 1
  • Fireplace features: Ventless
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,335

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,335 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 698671057700000
  • Zoning description: R9

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool,Community
  • Patio & porch: Rear Porch,Front Porch,Porch
  • Exterior features: Sprinkler/Irrigation,Porch,Paved Driveway
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 0.33 Acres
  • Features: Level,On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Driveway,Garage Door Opener,Oversized,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$196$2,352
Property Taxes $660$7,920
Electricity $321$3,854
Total$5,727$68,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,354/yr
40% on housing$171,810/yr
45% on housing$152,720/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$221
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Price change$900,000
2026-06-09Price change$920,000
2026-05-29Listed for sale$950,000
2025-03-07Sold$867,996

For Sale by Agent

AgentTracy Kerzanet
BrokerageThe Kerzanet Group LLC

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