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18525 Cove Creek Dr, Moseley, VA, 23120

5beds
4baths
4,222sqft
$835,000
$198price/sqft
$5,422/moest. monthly cost
$216,880/yrincome needed

About This Home

Welcome to this exceptional 2024-built home located in the sought-after Legacy Park section of Magnolia Green. This gorgeous property offers an abundance of amenities, including an 18-hole semi-private golf course, miles of paved trails, 8 lighted tennis courts and 2 pickleball courts. Enjoy a state-of-the-art Aquatic Center with 5 pools, including a kiddie splash pool, a snack bar, and updated playground. Inside, you'll be greeted by a spacious and thoughtfully designed layout, featuring a grand 8-foot double front door leading into the heart of the home, stunning Engineered LVP flooring throughout the first floor for durability and style. The gourmet kitchen with sleek quartz countertops, ceramic backsplash, and stainless steel appliances, including a 36" gas 5-burner cooktop and double wall ovens, perfect for culinary enthusiasts. Convenience is key with a large mudroom offering plenty of storage plus a walk-in pantry for your kitchen storage needs. Cozy up in the family room next to a beautiful gas fireplace with slate & marble surround. Notice the Double-hung white vinyl windows, ensuring energy efficiency and an abundance of natural light. The primary bedroom serves as a true retreat, featuring a separate seating area perfect for unwinding or reading. The en-suite bath offers a spa- like atmosphere with a soaking tub and a spacious stand-up shower for a luxurious experience every day. Each bedroom has wall to wall carpet for comfort. The covered screened porch & fenced in yard offer an ideal outdoor space for relaxing or entertaining. Other features to note, 9' ceilings on the first floor for an open and airy feel, a high-efficiency gas furnace with electric A/C for comfort on both floors, and a gas tankless water heater. The backyard is made for making memories, featuring a new stamped concrete patio with a beautiful curved stone seating wall. The roof is equipped with 50-year fiberglass dimensional shingles, ensuring lasting protection. Conveniently located to major highways, shopping, dining, & the zoo!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

10/10
Moseley ElementaryGrades K-50.4 mi
8/10
8/10
Cosby High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Butler's Pantry,Breakfast Area,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,High Speed Internet,Kitchen Island,Bath in Primary Bedroom,Recessed Lighting,Wired for Data,Walk-In Closet(s)
  • Flooring: Ceramic Tile,Partially Carpeted,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 4,222

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 4,222 sqft

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 698672286100000
  • Zoning description: R9

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Pool,Community
  • Patio & porch: Rear Porch,Front Porch,Deck,Porch
  • Exterior features: Deck,Sprinkler/Irrigation,Porch,Paved Driveway
  • Fencing: Back Yard,Fenced
  • Topography of land: Level

Lot

  • Lot size: 0.40 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Off Street,Oversized,Paved,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,222$50,664
Home Insurance *$182$2,184
Property Taxes $612$7,344
Electricity $406$4,880
Total$5,422$65,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,897/yr
40% on housing$162,660/yr
45% on housing$144,586/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$222
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$835,000
2026-06-04Listed for sale$849,950
2025-06-18Listing removed$899,950
2025-04-09Listed for sale$899,950
2025-04-01Listing removed$899,950
2025-02-26Price change$899,950
2025-01-02Listed for sale$925,000
2024-01-12Sold$890,260

For Sale by Agent

AgentMike Boone
BrokerageBoone Residential LLC

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