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6801 Cove Creek Ter, Moseley, VA, 23120

4beds
4baths
3,718sqft
$899,000
$242price/sqft
$5,758/moest. monthly cost
$230,320/yrincome needed

About This Home

Model Home for sale with a builder leaseback. Builder will lease the home for 12 months at $6,200 per month, then continue month-to-month after the initial term. This is an ideal investment opportunity while securing a beautiful home. First floor bedroom, custom finishes throughout, Three car garage, luxury primary bath, gourmet kitchen, 2nd story balcony with exclusive access through the primary bedroom. Photos are of the actual home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Moseley ElementaryGrades K-50.5 mi
6/10
9/10
Cosby High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Gas Cooking,Microwave,Range,Range Hood,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Bedroom on Main Level,Eat-in Kitchen,Fireplace,Granite Counters
  • Flooring: Partially Carpeted,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 3,718

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Zoned

Interior Area

  • Total interior livable area: 3,718 sqft

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 698673000800000
  • Zoning description: R9
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Pool,Community
  • Patio & porch: Balcony,Deck,Front Porch
  • Fencing: None

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$196$2,352
Property Taxes $659$7,908
Electricity $358$4,297
Total$5,758$69,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,417/yr
40% on housing$172,740/yr
45% on housing$153,546/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$222
Chesterfield County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$899,000

New Construction

AgentNikki Axman
BrokerageProvidence Hill Real Estate

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