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5406 Swift Fox Pl, Moseley, VA, 23120

5beds
5baths
4,350sqft
$799,950
$184price/sqft
$5,222/moest. monthly cost
$208,880/yrincome needed

About This Home

If you’ve been looking for a home where everyone actually has their own space and you still have room to come together, this one just feels right the moment you walk in. The first thing you’ll notice is how open, bright, and easy it feels. The white walls give you a fresh start to make it your own, and the layout just works for real life whether that’s busy mornings, family dinners, or hosting friends without feeling crowded. The kitchen naturally becomes the gathering spot, with quartzite countertops, quartzite kitchen island, stainless steel appliances, and durable flooring that can handle everyday life. It flows right into the main living area so you’re always connected, even when you’re cooking or entertaining. With 5 bedrooms and 5 full bathrooms, there’s no more sharing or waiting. Everyone gets their own space. The owner’s suite gives you a quiet place to recharge, complete with a walk-in closet and private bath. And the third-floor has a bonus room! That’s your flex space, movie nights, playroom, home office… whatever your life needs right now. You get that newer home feel without the wait or extra costs and everything’s already been done for you. It is just waiting for you to add your family's final touch! If you’ve outgrown your current space and you’re ready for a home that truly fits your life, this is one you don’t want to miss.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
6/10
9/10
Cosby High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Block,Drywall,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story,Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Gas Cooking,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Bedroom on Main Level,Breakfast Area,Dining Area,Separate/Formal Dining Room,Eat-in Kitchen,Fireplace,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Pantry,Walk-In Closet(s)
  • Flooring: Vinyl,Wood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Floored,Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 4,350

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 4,350 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Third

Property

Details

  • Parcel number: 710679623500000
  • Zoning description: R15

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio,Deck,Porch
  • Exterior features: Deck,Porch,Paved Driveway
  • Fencing: None

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$174$2,088
Property Taxes $586$7,032
Electricity $418$5,027
Total$5,222$62,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,040/yr
40% on housing$156,660/yr
45% on housing$139,253/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$222
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$859,900
2023-09-27Sold$809,596
2022-12-02Pending sale$642,950
2022-12-02Listed for sale$642,950

For Sale by Agent

AgentKia Williams, NextHome Advantage
BrokerageNextHome Advantage

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