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5935 Gulf Dr, Panama City Beach, FL, 32408

8beds
8baths
5,662sqft
$6,000,000
$1,060price/sqft
$45,695/moest. monthly cost
$1,827,800/yrincome needed

About This Home

Set along the sugar-white shoreline of Panama City Beach, The Headliner at Hadley's Beach presents a rare opportunity to own one of the limited Gulf-front residences within Hadley's Beach, an intimate enclave of just 20 homes. With only 10 true Gulf-front residences in the community, this newly constructed offering represents one of the final opportunities to secure direct waterfront ownership in a setting designed for both elevated coastal living and exceptional investment potential, with short-term rentals permitted. Positioned moments from the energy of Panama City Beach's celebrated dining, live music, and entertainment scene, the home offers the rare balance of privacy and connection. Owners and guests can enjoy evenings filled with waterfront concerts, local music venues, and vibrant coastal culture before retreating to the serenity of their own Gulf-front escape. Spanning 5,662 square feet across three thoughtfully designed levels, the residence by Thor Construction & Design blends refined coastal architecture with modern luxury. Floor-to-ceiling windows frame uninterrupted Gulf views, drawing natural light throughout the interiors while showcasing the ever-changing blues of the water beyond. Just beyond the back door, private access leads directly to the white sand and turquoise shoreline, creating a seamless transition between home and beach. The residence offers eight spacious bedrooms and eight bathrooms, carefully arranged to accommodate both large gatherings and quiet retreat. The second level serves as the heart of the home, where expansive living and dining spaces flow effortlessly into a chef's kitchen designed for entertaining against a backdrop of panoramic Gulf views. Clean architectural lines, elevated finishes, and generous proportions create an atmosphere that feels sophisticated yet inviting. Occupying the upper level, the primary suite offers a private sanctuary overlooking the Gulf, complete with its own lounge area designed for peaceful mornings, sunset views, and evenings accompanied by the distant rhythm of the coast's live music scene. Outdoor living is equally exceptional, with more than 1,300 square feet of porch space designed for open-air dining, relaxed conversation, and uninterrupted waterfront vistas. A private pool offers another space to unwind after a day on the beach, while the home's elevator and garage provide effortless convenience. Offered fully furnished, The Headliner at Hadley's Beach is curated for immediate enjoyment. With direct Gulf frontage, refined construction, and proximity to the very best of Panama City Beach's coastal lifestyle, 5935 Gulf Drive is a statement residence where luxury, leisure, and the soundtrack of the Gulf Coast come together beautifully.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

9/10
7/10
Surfside Middle SchoolGrades PK-126.8 mi
4/10
J.R. Arnold High SchoolGrades 9-125.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Tankless Water Heater

Bedroom

  • Level: First
  • Dimensions: 14.4 x 14

Bedroom

  • Level: First
  • Dimensions: 12.7 x 13.5

Bedroom

  • Level: First
  • Dimensions: 12.6 x 13.5

Bedroom

  • Level: Second
  • Dimensions: 16.1 x 15.6

Bedroom

  • Level: Second
  • Dimensions: 14.4 x 14

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Dimensions: 12.6 x 19

Features

  • Balcony,Double Vanity,Interior Steps,Sitting Area in Primary,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s)
  • Fireplace features: Electric
  • Fireplace: Yes

Garage

  • Level: First
  • Dimensions: 20 x 14

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,662
  • Total interior livable area: 5,662 sqft

Kitchen

  • Level: Second
  • Dimensions: 14 x 19

Living Room

  • Level: Second
  • Dimensions: 19.1 x 19.1

Master Bedroom

  • Level: Third
  • Dimensions: 18.9 x 20

Master Bedroom

  • Level: Third
  • Dimensions: 18 x 19

Property

Details

  • Parcel number: 30932100090
  • Zoning description: Resid Single Family

Features

  • Private pool: Yes
  • Pool features: In Ground,Private
  • Patio & porch: Balcony,Deck,Covered,Patio
  • Exterior features: Deck
  • Has view: Yes
  • View description: Gulf,Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Gulf
  • Frontage length: 48 feet

Lot

  • Lot size: 0.26 Acres
  • Features: Paved
  • Lot size dimensions: 48' x 225'

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,339$364,068
Home Insurance *$8,259$99,108
Property Taxes $6,528$78,336
Electricity $569$6,837
Total$45,695$548,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,566,685/yr
40% on housing$1,370,850/yr
45% on housing$1,218,533/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,060This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$228
Bay County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$5,900,000
2026-05-16Listed for sale$6,000,000
2026-04-16Listing removed$5,900,000
2026-03-04Listed for sale$5,900,000
2022-11-08Sold$1,400,000

New Construction

AgentHilary N Farnum-Fasth
BrokerageCorcoran Reverie

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