




108 San Vincente St, Panama City Beach, FL, 32413
About This Home
Beautiful newly built duplex (2024) offering modern designs, furnishings and strong rental history plus potential. This fully furnished property features two spacious units each with 5 bedroom, 4 bathrooms and a living space designed for comfort and functionality. Enjoy a private pool perfect for guests or owners, plus a prime location close to everything Panama City Beach has to offer. With a solid rental history in place, this is an exceptional turnkey investment opportunity or multifamily retreat.
Getting Around
Schools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2024
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Bedroom
- Level: First
- Area: 120
- Dimensions: 10 x 12
Bedroom
- Level: First
- Area: 132
- Dimensions: 11 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: Second
- Area: 144
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 10
- Bathrooms: 8
- Full bathrooms: 6
- 1/2 bathrooms: 2
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 4,000
- Total interior livable area: 4,000 sqft
Living Room
- Level: First
- Area: 225
- Dimensions: 15 x 15
Living Room
- Level: First
- Area: 225
- Dimensions: 15 x 15
Property
Details
- Parcel number: 33383030000
- Zoning description: Resid Multi-Family, Resid Single Family
Features
- Stories: 2
- Pool features: In Ground
- Exterior features: Outdoor Grill,Balcony
- Fencing: Privacy
Lot
- Lot size: 6,534 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,014 | $96,168 |
| Home Insurance * | $1,858 | $22,296 |
| Property Taxes | $1,595 | $19,140 |
| Electricity | $402 | $4,830 |
| Total | $11,869 | $142,428 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Price change | $1,585,000 |
| 2026-04-22 | Price change | $1,599,000 |
| 2026-04-16 | Listed for sale | $1,600,000 |
| 2024-12-18 | Sold | $1,550,000 |
| 2024-12-11 | Pending sale | $1,550,000 |
| 2024-05-01 | Listing removed | -- |
| 2024-04-14 | Price change | $1,495,000 |
| 2024-03-11 | Listed for sale | $1,595,000 |
