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10521 N Belgrave Loop, Hayden Lake, ID, 83835

3beds
2baths
1,601sqft
$555,000
$347price/sqft
$3,372/moest. monthly cost
$134,880/yrincome needed

About This Home

Beautifully upgraded home featuring new cedar shake accents, fresh exterior paint (2024), and permanent exterior lighting for year-round curb appeal. The open-concept floor plan offers comfortable living and entertaining with a spacious living room centered around a tile fireplace. The kitchen includes a large walk-in pantry, while the primary suite features a garden tub, dual vanity, and walk-in closet. Enjoy outdoor living on the patio overlooking a large lot with plenty of space to relax or entertain. Professionally designed and decorated, the home features thoughtfully curated furnishings that are available for purchase. Located in a quiet, friendly neighborhood with a community park, convenient access to shopping, dining, and amenities, plus an active neighborhood association hosting events such as garage sales and Fourth of July celebrations. This move-in-ready home offers stylish updates, functional spaces, and a welcoming community lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Garwood Elementary SchoolGrades PK-54.9 mi
5/10
Lakeland Middle SchoolGrades 6-84.2 mi
9/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Hardboard,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Disposal,Dishwasher,Cooktop
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Fireplace
  • Flooring: Vinyl,Carpet,LVP
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Forced Air,Furnace

Interior Area

  • Total structure area: 1,601
  • Total interior livable area: 1,601 sqft

Property

Details

  • Parcel number: HL7150070030
  • Zoning: Residential R-3

Features

  • Exterior features: Lighting,Lawn
  • Has view: Yes
  • View description: Mountain(s),Territorial,Neighborhood

Lot

  • Lot size: 8,276 sqft
  • Features: Open Lot

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,806$33,672
Home Insurance $136$1,632
Property Taxes $289$3,468
Electricity $141$1,695
Total$3,372$40,464

Income You'd Need if You Spent...

35% on housing$115,611/yr
40% on housing$101,160/yr
45% on housing$89,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 83835$333
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83835$296
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$549,000
2026-08-07Price change$549,000
2026-07-14Price change$555,000
2023-02-07Pending sale$449,909
2023-01-27Price change$449,909
2023-01-20Listed for sale$472,423
2023-01-10Pending sale$472,423
2022-10-21Price change$472,423
2022-08-25Price change$490,423
2022-07-14Listed for sale$484,936

For Sale by Agent

AgentJadie Hager
BrokerageHomeSmart Realty Group

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