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12631 Miss Cloud Rd, Collierville, TN, 38017

4beds
5baths
4,203sqft
$915,000
$218price/sqft
$7,343/moest. monthly cost
$293,720/yrincome needed

About This Home

Proposed construction by Riverside Construction on a beautiful corner lot in the sought-after Spring Creek Ranch. This 4 bedroom, 4.5 baths, plus bonus homesite offers the opportunity to build your dream home with a plan that can be adjusted to suit your needs and preferences. Enjoy living in a community known for its natural beauty and outstanding amenities, including a neighborhood pool, tennis courts, paved walking and biking trails, a scenic lake, and abundant green space throughout. Golf cart–friendly and located near the course, this home also benefits from county taxes only, helping keep property taxes low. A rare chance to create something truly personalized in one of the area’s most desirable neighborhoods.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
3/10
Mt Pisgah Middle SchoolGrades 6-95.4 mi
6/10
Germantown High SchoolGrades 9-129.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: Riverside Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Cooktop,Dishwasher,Disposal,Gas Cooktop,Microwave,Self Cleaning Oven
  • Laundry features: Laundry Room

Bedroom2

  • Features: Hardwood Floor,Private Full Bath,Smooth Ceiling
  • Level: First
  • Area: 168

Bedroom3

  • Features: Private Full Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 196

Bedroom4

  • Features: Shared Bath,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 182

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Area: 288

Den

  • Area: 342

Dining Room

  • Features: Separate Dining Room
  • Area: 182

Features

  • 1 or More BR Down,Double Vanity Bath,Full Bath Down,Half Bath Down,Luxury Primary Bath,Primary Down,Separate Tub & Shower,Split Bedroom Plan,High Ceilings,Smooth Ceiling,Walk-In Closet(s),1/2 Bath,2 or More Baths,2nd Bedroom,Breakfast Room,Den/Great Room,Dining Room,Kitchen,Laundry Room,Primary Bedroom,2 or More Baths,3rd Bedroom,4th or More Bedrooms,Bonus Room,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows
  • Flooring: Part Carpet,Part Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Walk-In

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: 220 Wiring,Central Air

Interior Area

  • Total interior livable area: 4,203 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry,Separate Breakfast Room,Updated/Renovated Kitchen
  • Area: 195

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 224

Property

Details

  • Parcel number: D0223N F00022

Features

  • Stories: 2
  • Pool features: Community,Neighborhood
  • Patio & porch: Porch,Covered Patio
  • Exterior features: Auto Lawn Sprinkler

Lot

  • Lot size: 0.36 Acres
  • Features: Level,Professionally Landscaped
  • Lot size dimensions: 101.65 x 182.14 IRR

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance $549$6,588
Property Taxes $1,827$21,924
Electricity $341$4,097
Total$7,343$88,116

Income You'd Need if You Spent...

35% on housing$251,760/yr
40% on housing$220,290/yr
45% on housing$195,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 38017$194
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38017$177
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Listed for sale$915,000
2025-02-22Listing removed$899,000
2024-09-23Listed for sale$899,000
2024-08-08Listing removed--
2024-07-10Price change$850,000
2024-07-09Listed for sale$795,000
2024-01-02Sold$125,500

For Sale by Agent

AgentKelly Moore
BrokerageJohn Green & Co., REALTORS

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