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9841 Rich Hatchet Rd, Huntersville, NC, 28078

4beds
3baths
1,957sqft
$559,000
$286price/sqft
$3,583/moest. monthly cost
$143,320/yrincome needed

About This Home

LIKE NEW • QUICK CLOSE! 2022 custom-built modern farmhouse on a private 0.37-acre lot with NO HOA, less than 2 miles from Birkdale Village! Enjoy a main-level primary suite, huge level backyard and oversized 12' x 22' composite deck overlooking a peaceful wooded setting. Inside, the bright open-concept floor plan features luxury vinyl plank flooring, a spacious great room and a beautifully appointed kitchen with granite countertops, subway tile backsplash, soft-close cabinetry, stainless steel appliances and a large center island. The main-level primary suite includes a tiled walk-in shower, dual vanities and generous walk-in closet. Quality features include Andersen windows, Hardie® fiber cement siding, city water/sewer and an attached 2-car garage. LOCATION! Convenient to Exit 25 and less than 2 miles to Birkdale Village, with shopping, dining, entertainment and year-round events. Less than 5 miles to Ramsey Creek Park, offering Lake Norman boat access and swimming beach. No HOA also offers potential flexibility for short-term rental use; buyer to verify applicable regulations. Enjoy outdoor games in the expansive level backyard, entertain on the oversized deck, or simply relax and watch the seasons change against the wooded backdrop. Huntersville Elementary and Bailey Middle School are currently ranked in the top 8% of North Carolina schools by SchoolDigger. Buyer to verify school assignments and rankings.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
Huntersville ElementaryGrades K-52.0 mi
10/10
Bailey Middle SchoolGrades 6-82.4 mi
7/10
William Amos Hough HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Other

  • Builder name: JM Johnson Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,957

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,957
  • Total interior livable area: 1,957 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 00927252
  • Zoning: NR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.37 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$167$2,004
Property Taxes $390$4,680
Electricity $200$2,405
Total$3,583$42,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,845/yr
40% on housing$107,490/yr
45% on housing$95,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 28078$222
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28078$221
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$559,000
2023-02-21Sold$475,000
2022-12-06Price change$499,900
2022-11-04Listed for sale$509,000

For Sale by Agent

AgentCherri Strome
BrokerageNorthGroup Real Estate LLC

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