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3538 Saker Ln, Charlotte, NC, 28211

4beds
5baths
2,815sqft
$775,000
$275price/sqft
$4,781/moest. monthly cost
$191,240/yrincome needed

About This Home

Welcome to this beautifully designed townhome in the highly sought-after Cotswold neighborhood of Charlotte, where modern comfort meets effortless living. This spacious residence, built by Copper, offers 4 generously sized bedrooms, 4 full bathrooms, and an additional half bath, providing the perfect balance of privacy and functionality for everyday living and entertaining. Step inside to an inviting open floor plan filled with natural light, seamlessly connecting the living, dining, and kitchen areas. The thoughtfully designed kitchen features ample workspace and a walk-in pantry, making organization and meal prep a breeze. The primary suite is a true retreat, complete with a large walk-in closet and a well-appointed en-suite bath designed for relaxation. Each additional bedroom offers comfort and flexibility, ideal for guests, home offices, or multi-generational living. Enjoy outdoor living year-round with a screened porch perfect for morning coffee or evening gatherings, along with a fenced patio area that offers both privacy and space for entertaining and a rooftop deck that offers a third outdoor space to entertain or enjoy privately. Additional highlights include a two-car garage and quality finishes throughout. Ideally located near shopping, dining, and all that Cotswold and Oakhurst have to offer, this home combines convenience with upscale, low-maintenance living. Don’t miss the opportunity to make this exceptional property your next home.

Getting Around

17
WalkingCar-Dependent
27
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

5/10
Cotswold ElementaryGrades 3-50.9 mi
3/10
Alexander Graham MiddleGrades 6-83.1 mi
7/10
Myers Park HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Other

  • Builder name: Copper

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Exhaust Hood
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,815

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,814
  • Total interior livable area: 2,815 sqft

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: 15720529
  • Zoning: N2-B
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Entry location: Main
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Rooftop Terrace
  • Fencing: Fenced

Lot

  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$156$1,872
Property Taxes $445$5,340
Electricity $262$3,146
Total$4,781$57,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,920/yr
40% on housing$143,430/yr
45% on housing$127,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 28211$425
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28211$414
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$775,000
2025-06-11Listing removed$840,000
2025-05-06Listed for sale$840,000
2023-02-15Sold$580,000
2023-02-08Pending sale$580,000
2023-02-07Listing removed--
2022-11-04Pending sale$580,000

For Sale by Agent

AgentKelly King
BrokerageSavvy + Co Real Estate

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