See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

404 Wiggins Mill Rd, Townsend, DE, 19734

5beds
5baths
4,431sqft
$1,300,000
$293price/sqft
$8,229/moest. monthly cost
$329,160/yrincome needed

About This Home

Welcome to 404 Wiggins Mill Rd, a stunning luxury single-family home in Townsend, DE, offering an impressive 4,431 square feet of living space. This detached residence boasts five spacious bedrooms and four and a half bathrooms, providing ample room for comfort and privacy. Step inside to discover elegant architectural elements, including crown moulding, wainscoting and high ceilings, complemented by sleek vinyl floors and recessed lighting throughout. The gourmet kitchen is a chef's dream, featuring stainless steel appliances, a gas stove, wall oven, range hood, and a large kitchen island with an oversized pantry. The open layout seamlessly connects the kitchen to the living areas, making it perfect for entertaining. Relax in the cozy living room with a working fireplace, or retreat to the primary ensuite, which offers a soaking tub with separate vanities. Additional features include a home office, screened in back porch, and finished basement, ensuring versatile spaces for work and play. The home features a finished basement perfect for entertaining, while still providing ample storage space. Enjoy the convenience of a laundry room with washer/dryer hookup and the practicality of an attached garage. Outdoor living is enhanced by a charming full front porch, perfect for unwinding and enjoying the serene surroundings. With forced air heating and air conditioning, this home ensures year-round comfort. Experience luxury living at its finest in this exquisite Townsend residence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
10/10
Odessa High SchoolGrades 9-114.0 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Mixed

Other

  • Builder model: Oceanview
  • Builder name: Ashburn Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Tankless Water Heater,Six Burner Stove,Stainless Steel Appliance(s),Range Hood,Oven,Microwave
  • Laundry features: Main Level,Washer/Dryer Hookups Only

Basement

  • Area: 2464

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Crown Molding
  • Window features: Low Emissivity Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 1,071
  • Finished area above ground: 3,360

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,824
  • Total interior livable area: 4,431 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 14011.00108
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Flood Lights

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Garage Faces Side,Garage Door Opener,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$386$4,632
Property Taxes $780$9,360
Electricity $490$5,880
Total$8,229$98,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$282,137/yr
40% on housing$246,870/yr
45% on housing$219,440/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$293This listing

vs Other Active Listings

Avg $/sqft

ZIP 19734$258
New Castle County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 19734$201
New Castle County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-20Price change$1,325,000
2025-11-17Price change$1,329,000
2025-10-24Price change$1,327,000
2025-08-20Price change$1,316,000
2025-08-14Listed for sale$1,314,900
2025-07-01Listing removed$1,304,000
2025-04-29Listed for sale$1,304,000
2024-10-04Sold$225,000

New Construction

AgentMarcus Rush
BrokerageCompass

Similar Homes