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1475 Saint Moritz Trl, Estes Park, CO, 80517

5beds
6baths
5,454sqft
$3,250,000
$596price/sqft
$19,285/moest. monthly cost
$771,400/yrincome needed

About This Home

PANORAMIC CONTINENTAL DIVIDE LUXURY RETREAT UNDER CONSTRUCTION IN WINDCLIFF ESTATES. Perched at the very top of Windcliff Estates-one of Estes Park's most exclusive year-round mountain communities, this under-construction 4-story luxury residence is perfectly positioned to capture the breathtaking, unobstructed sweep of the Continental Divide and the valley below from nearly every room and living space. Multiple outdoor decks invite you to relax, entertain, and take in dramatic Rocky Mountain views that change with every season. Darling Enterprise, the trusted builder behind many of Windcliff's finest custom homes is actively building this 4,900+ sq ft masterpiece blends elevated mountain-modern design with exceptional craftsmanship. A 4-story elevator provides effortless access to all levels. Inside, the great room features soaring ceilings and a wall of glass framing unforgettable vistas. The chef's kitchen impresses with high-end appliances, custom cabinetry, generous workspaces, and a large island with seating for six-ideal for hosting family and friends.With two primary suites, three additional guest bedrooms, and six bathrooms, there is ample space for everyone to spread out. Additional luxury amenities offer a variety of gathering and retreat spaces throughout the home. Upon closing, work directly with Darling Enterprise to select finishes and bring the vision of your dream mountain home to life. The floor plan is set; the aesthetics are yours to customize. Two homes in this exclusive development have already sold and are pictured here for context and to stimulate your own vision of what can be. Schedule a personal tour with the builder and manifest your personal vision. Whether it's year-round living, part-time seasonal with or without Short-Term Rental income, Windcliff offers professional on-site rental management and Larimer County zoning permits application for STR license without restriction to waiting list, cap or proximity to neighboring STRs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

4/10
Estes Park K-5 SchoolGrades PK-53.8 mi
6/10
Estes Park Middle SchoolGrades 6-83.9 mi
4/10
Estes Park High SchoolGrades 9-124.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Stucco

Other

  • Builder name: Darling Enterprise

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Lower
  • Area: 221
  • Dimensions: 13 x 17

Bedroom3

  • Level: Lower
  • Area: 168
  • Dimensions: 12 x 14

Bedroom4

  • Level: Lower
  • Area: 209
  • Dimensions: 11 x 19

Bedroom5

  • Level: Lower
  • Area: 272
  • Dimensions: 16 x 17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 264
  • Dimensions: 12 x 22

Family Room

  • Level: Lower
  • Area: 418
  • Dimensions: 19 x 22

Features

  • Eat-in Kitchen,Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s),Kitchen Island
  • Window features: Wood Frames
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 865
  • Finished area above ground: 4,065

Heating

  • Heating features: Radiant

Interior Area

  • Total structure area: 4,930
  • Total interior livable area: 5,454 sqft

Kitchen

  • Level: Main
  • Area: 288
  • Dimensions: 12 x 24

Laundry

  • Level: Lower
  • Area: 88
  • Dimensions: 8 x 11

Living Room

  • Level: Main
  • Area: 525
  • Dimensions: 21 x 25

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Lower
  • Area: 238
  • Dimensions: 14 x 17

Recreation Room

  • Level: Lower
  • Area: 495
  • Dimensions: 33 x 15

Property

Details

  • Parcel number: R1678165
  • Zoning: EV E-1S
  • Special condition: Other Owner

Features

  • Levels: Four
  • Stories: 4
  • Patio & porch: Patio,Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Mountain(s),Panoramic

Lot

  • Lot size: 8,625 sqft
  • Features: Evergreen Trees,Deciduous Trees,Native Plants,Steep Slope,Abuts National Forest,Abuts Private Open Space,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Avalanche
    AvalancheRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Avalanche
Hail
Wildfire
Winter Weather
Inland Flooding
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,433$197,196
Home Insurance *$1,033$12,396
Property Taxes $1,408$16,896
Electricity $411$4,940
Total$19,285$231,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$661,200/yr
40% on housing$578,550/yr
45% on housing$514,266/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$596This listing

vs Other Active Listings

Avg $/sqft

ZIP 80517$275
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80517$400
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-27Listed for sale$3,250,000
2025-11-20Sold$240,000
2024-08-14Listing removed$2,900,000
2024-05-01Listed for sale$2,900,000
2023-05-01Listing removed--
2022-12-08Listing removed$400,000
2022-11-07Listed for sale$400,000

New Construction

AgentRich Chiappe
BrokerageHomeSmart Realty Group FTC

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