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4139 S Park Dr, Loveland, CO, 80538

3beds
3baths
1,517sqft
$410,000
$270price/sqft
$2,613/moest. monthly cost
$104,520/yrincome needed

About This Home

Experience refined, low-maintenance living in this beautifully designed end-unit townhome-style condo, ideally situated in the highly sought-after Lakes at Centerra community. Built in 2021 and meticulously maintained, this light-filled residence offers 3 beds, 2.5 baths, and a versatile office nook, blending modern comfort with thoughtful functionality. A desirable south-facing orientation and additional end-unit windows flood the home with natural light, creating a bright and welcoming atmosphere throughout. Quality craftsmanship and elevated finishes are showcased at every turn, including high ceilings, quartz countertops, solid core doors, and tile flooring in the bathrooms and laundry room. The stylish kitchen features painted cabinetry, stainless steel appliances, and a full subway tile backsplash for a clean, timeless aesthetic. Upstairs, the spacious primary suite serves as a private retreat with dual sinks, a glass-enclosed shower with built-in seating, private water closet, and walk-in closet. Additional highlights include abundant storage with multiple hallway closets and an oversized upstairs laundry room. Enjoy effortless outdoor living on the covered front porch with enclosed fence for added privacy. The attached 2-car garage includes an 8-foot door, ideal for accommodating larger vehicles. The HOA provides lawn care, landscaping, snow removal, and high-speed fiber internet. Enjoy access to outstanding community amenities including a clubhouse, pool, community garden, High Plains Environmental Center, Frank Farm Park playground, and miles of scenic trails surrounding Houts Reservoir and Equalizer Lake. Perfectly positioned near I-25 and Highway 34, this home offers quick access to Centerra's premier shopping and dining, the Medical Center of the Rockies, and the exciting new Avenue South Centerra development. Additional features include a high-efficiency furnace, tankless water heater, active radon mitigation system, and included washer and dryer.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
High Plains SchoolGrades PK-80.8 mi
7/10
Mountain View High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Stone,Composition

Other

  • Builder model: Timberline
  • Builder name: Landmark Homes

Type & Style

  • Home type: Condo
  • Architectural style: Legal Conforming,Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None,Built-In Radon

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Features

  • Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan,Pantry,Walk-In Closet(s),Kitchen Island,High Ceilings
  • Window features: Window Coverings
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,517

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,517
  • Total interior livable area: 1,517 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Laundry

  • Level: Upper
  • Area: 60
  • Dimensions: 6 x 10

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Upper
  • Area: 182
  • Dimensions: 13 x 14

Recreation Room

  • Level: Upper
  • Area: 66
  • Dimensions: 6 x 11

Property

Accessibility

  • Accessibility features: Main Floor Bath,Stall Shower

Details

  • Parcel number: R1680187
  • Attached to another structure: Yes
  • Zoning: RH
  • Special condition: Private Owner
  • Exclusions: Sellers Personal Items

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Enclosed
  • Fencing: Fenced
  • Waterfront features: Abuts Pond/Lake

Lot

  • Lot size: 1,455 sqft
  • Features: Level,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$177$2,124
Property Taxes $177$2,124
Electricity $186$2,232
Total$2,613$31,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,588/yr
40% on housing$78,390/yr
45% on housing$69,680/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$216
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$410,000
2026-04-09Listed for sale$420,000
2022-09-02Sold$431,415
2022-07-14Listed for sale$431,415
2022-05-25Listing removed$394,900
2022-01-18Listed for sale$394,900

For Sale by Agent

AgentJuliane Mosebar
BrokerageFocal Real Estate Group

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