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84 Rainy Beck Way, Erwin, NC, 28339

3beds
3baths
2,007sqft
$330,000
$164price/sqft
$2,236/moest. monthly cost
$89,440/yrincome needed

About This Home

The kind of home that just feels right the moment you enter. From the moment you’re inside, a spacious family room with a cozy fireplace creates a warm and inviting feel and connects naturally to the kitchen. The kitchen features granite countertops, a large island, stainless steel appliances, and a bright dining area filled with natural light. A flexible front room offers space for a home office, playroom, or additional living area, while the mudroom with built-in cubbies helps keep everything organized and tucked away. Upstairs, you’ll find three comfortable bedrooms, including an owner’s suite with a double vanity, soaking garden tub, separate shower, and a walk-in closet. The laundry room is also conveniently located upstairs for added ease. The covered back patio overlooks a tree-lined backyard with no homes directly behind, offering added privacy and a peaceful outdoor setting. With a warm, functional layout and convenient access to nearby amenities, including Fort Bragg, this home is ready to welcome its next owner!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

3/10
2/10
Harnett Central MiddleGrades 6-813.8 mi
3/10
Harnett Central HighGrades 9-1213.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level

Basement

  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Tray Ceiling(s),Double Vanity,Entrance Foyer,Granite Counters,Garden Tub/Roman Tub,Kitchen Island,Separate Shower,Walk-In Closet(s)
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,007 sqft

Property

Details

  • Parcel number: 0565718063
  • Special condition: Standard
  • Exclusions: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio,Porch
  • Exterior features: Porch
  • Living area range: 2001-2200

Lot

  • Features: 1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$164$1,968
Property Taxes $204$2,448
Electricity $200$2,405
Total$2,236$26,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,662/yr
40% on housing$67,080/yr
45% on housing$59,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28339$110
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 28339$179
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$340,000
2024-02-01Listing removed--
2023-11-18Price change$344,105
2023-10-06Listed for sale$346,000
2023-10-01Listing removed--
2023-08-31Price change$348,000
2023-07-15Listed for sale$358,000
2022-07-29Sold$339,900
2022-05-27Contingent$339,900
2022-05-04Listed for sale$339,900

For Sale by Agent

AgentALEXIS HANSEN, COLDWELL BANKER ADVANTAGE - FAYETTEVILLE
BrokerageCOLDWELL BANKER ADVANTAGE - FAYETTEVILLE

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