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90 Lane Farms Way, Holly Springs, NC, 27540

4beds
3baths
3,248sqft
$865,000
$266price/sqft
$4,901/moest. monthly cost
$196,040/yrincome needed

About This Home

Better than new, and the upgrades are already done. This less-than-one-year-old home in Lane Farms has everything new construction skips: appliances, blinds, custom closet systems, a finished patio, and a detached 12x24 garage/shed. Move in without the to-do list. At 3,248 square feet, 4 bedrooms, 3 bathrooms and 3 car garage, the layout is open and functional with warm LVP flooring and natural light throughout. The kitchen has a large island, ample cabinetry, and modern appliances, the kind of space people actually gather in, plus a separate dining room for larger meals. The primary suite and laundry are both on the main floor, with a walk-in custom closet system and ensuite bath. A second bedroom and full bathroom with walk-in shower round out the main level, ideal for guests or multigenerational living. Upstairs you'll find two additional bedrooms, both with walk in closets, and a bonus room that works equally well as a home office or playroom. Outside, you're on over half an acre with concrete patio already poured, rare for the area and ready from day one. The garage floor is epoxied and ready for new owners. The home also has two unfinished areas totaling 1,127 square feet. Use as storage now, expansion potential later. With a fully sealed crawlspace for added efficiency, a generous layout, and all the upgrades already in place, this home offers the perfect blend of charm, function, and convenience, without the wait of new construction. *Refrigerator & Washer + Dryer to convey. *Backyard Ring Camera Convey. *TV in living room to convey If you've been watching new construction and waiting for the finished version, this is it. You're only 15 minutes from both downtown Holly Springs AND downtown Fuquay Varina! Major grocery stores like Walmart and Harris Teeter are also only 15 minutes! The preferred lender is offering qualified buyers up to $5,000 toward closing costs. Contact listing agent for more information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
3/10
Harnett Central MiddleGrades 6-89.0 mi
4/10
Harnett Central HighGrades 9-129.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Fiber Cement

Other

  • Builder name: Stephenson Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse, Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Bar Fridge,Built-In Electric Oven,Cooktop,Dishwasher,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer/Dryer,Wine Cooler
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bar,Bookcases,Built-in Features,Ceiling Fan(s),Kitchen Island,Open Floorplan,Pantry,Stone Counters,Walk-In Closet(s),Walk-In Shower,Water Closet
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,248

Heating & Cooling

  • Heating features: Heat Pump,None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,248
  • Total interior livable area: 3,248 sqft

Property

Details

  • Parcel number: 050635 0089 19
  • Zoning: RA-30
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Has view: Yes

Lot

  • Lot size: 0.65 Acres
  • Features: Back Yard

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Harnett County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$225$2,700
Property Taxes $1$12
Electricity $302$3,630
Total$4,901$58,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,034/yr
40% on housing$147,030/yr
45% on housing$130,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 27540$231
Harnett County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27540$232
Harnett County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$865,000
2025-07-16Sold$814,900
2025-06-23Pending sale$814,900
2025-06-12Listed for sale$814,900

For Sale by Agent

AgentMarie Elizabeth Logue
BrokerageeXp Realty, LLC - C

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