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495 Oak Tree Dr, Point Blank, TX, 77364

3beds
2baths
1,580sqft
$299,000
$189price/sqft
$2,125/moest. monthly cost
$85,000/yrincome needed

About This Home

Step into UNRESTRICTED luxurious lake life with this better than new home! Nestled in a serene area with towering trees surrounding you, this property is sure to enchant you! Just minutes from the second largest lake in Texas, you and your friends and family won't run out of things to do! Spend the day on the lake and come home to your peaceful retreat in the pines with high end finishes throughout! Enjoy spacious living and modern finishes all with no restrictions! The kitchen is sure to please the chef of the home with thoughtful touches and stainless appliances. Enjoy sipping coffee or cocktails on your covered porch or stargaze in your backyard! (fully fenced for kids and pets!) This property could also make a great vacation rental! Don't let this one pass you by, be sure to reach out to your agent for your private tour and start living the lake life!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
3/10
3/10

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block & Beam
  • Roof: Composition
  • Construction materials: Blown-In Insulation,Cement Siding,Wood Siding

Other

  • Builder name: Leo Velazquez

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Refrigerator,Electric Oven,Freestanding Oven,Microwave,Electric Range,Free-Standing Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Features

  • High Ceilings,All Bedrooms Down,Primary Bed - 1st Floor
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Kitchen

  • Level: First
  • Area: 224
  • Dimensions: 16x14

Living Room

  • Level: First
  • Area: 416
  • Dimensions: 26x16

Primary Bedroom

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Utility Room

  • Level: First
  • Area: 81
  • Dimensions: 9x9

Property

Details

  • Parcel number: 58672

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Side Yard
  • Fencing: Back Yard,Full

Lot

  • Lot size: 0.34 Acres
  • Features: Back Yard,Cleared,Wooded,1/4 Up to 1/2 Acre
  • Lot size dimensions: 158 x 100

Parking

  • Total spaces: 2
  • Parking features: No Garage,Additional Parking,Boat,Driveway Gate,Porte-Cochere,Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Cold Wave
Hurricane
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$265$3,180
Property Taxes $111$1,332
Electricity $238$2,859
Total$2,125$25,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,857/yr
40% on housing$63,750/yr
45% on housing$56,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 77364$118
San Jacinto County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 77364
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$299,000
2026-05-01Listing removed$310,000
2026-02-23Price change$310,000
2025-10-15Listed for sale$320,000
2022-10-31Listing removed--
2022-09-23Pending sale$289,000
2022-08-05Listed for sale$289,000
2017-05-02Sold--

For Sale by Agent

AgentTracy Matthieu
BrokerageDesigned Realty Group

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