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285 S 8th St, Lafayette, IN, 47901

3beds
4baths
2,748sqft
$748,000
$272price/sqft
$5,659/moest. monthly cost
$226,360/yrincome needed

About This Home

** NEW CONSTRUCTION*** Location is everything in this new downtown designer development which is a walkable 2 blocks to Main Street & quick to Purdue University. This custom modern designer 3 story home has breathtaking views of downtown that can’t be beat. This home features an open floor plan that facilitates natural light throughout. The living room & its wide view of the city is breathtaking. Cozy up to a 75” linear fireplace w/built-in bookcase or step out onto the outdoor living space. The 23 foot wide front balcony allows you to take in all the city has to offer. The modern kitchen with its 8 ft horizontal window, double depth island & quartz are show stoppers. Custom linear cabinets are the perfect warmth to this clean modern design. To the rear of this open concept is dining that can fit the whole family w/light filled floor to ceiling windows. The half bath features a wall hung quartz vanity. The second outdoor space, a large rear deck is perfect for outdoor grilling and dining. The owners suite features a sky soaring 14 ft high 2 person shower which showcases a plant ledge w/natural light, a designer drop edge quartz double vanity w/wall mount tap ware & quartz ledge, a vaulted ceiling allows for bespoke light fixtures throughout this suite. An efficient custom closet features a wood & quartz builtins. The large laundry room has a sink for hand washable needs, a large folding counter & plenty of space for sorting laundry. The large guest bath w/modern vanity & quartz round out a cohesive design. The 2nd & 3rd bedrooms finish out the third floor. The main floor spacious entry has an elevated look w/ built-in wardrobe cabinetry to stow away outerwear & everyday items. The flex space makes for a perfect work from home office or perhaps an additional TV room & the full bath w/ floating wood vanity, high-end quartz, & wall mount tap ware for a perfect modern finish. Attached oversized 2-vehicle garage.

Getting Around

82
WalkingVery Walkable
50
TransitGood Transit
47
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Other,Cement Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Electric Cooktop,Exhaust Fan,Oven-Built-In,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Sink

Basement

  • Basement: None

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 234

Features

  • 1st Bdrm En Suite,Bookcases,Beamed Ceilings,Vaulted Ceiling(s),Countertops-Solid Surf,Eat-in Kitchen,Kitchen Island,Open Floorplan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Great Room,Custom Cabinetry
  • Flooring: Carpet,Tile,Vinyl,Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,748

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,748
  • Total interior livable area: 2,748 sqft

Kitchen

  • Level: Main
  • Area: 323

Living Room

  • Level: Main
  • Area: 506

Property

Details

  • Parcel number: 790729233019.000004

Features

  • Levels: Three Story
  • Stories: 3
  • Patio & porch: Deck

Lot

  • Lot size: 3,005 sqft
  • Features: Level,0-2.9999,City/Town/Suburb,Near College Campus,Landscaped
  • Lot size dimensions: 50X83

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,782$45,384
Home Insurance *$307$3,684
Property Taxes $1,319$15,828
Electricity $251$3,022
Total$5,659$67,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,022/yr
40% on housing$169,770/yr
45% on housing$150,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 47901$153
Tippecanoe County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 47901$154
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$748,000
2026-01-20Listed for sale$765,000
2025-12-01Listing removed$770,000
2025-10-15Price change$770,000
2025-05-23Price change$780,000
2025-04-02Price change$800,000
2025-02-26Price change$820,000
2024-10-03Listed for sale$849,000

New Construction

AgentKari C Schrader
BrokerageF.C. Tucker/Shook

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