26560 Gaited Horse Trl, South Bend, IN, 46619
About This Home
Amazing newer home UNDER $400,000!! Welcome to this beautifully upgraded, three-year-old home, offering modern comfort in a peaceful country setting. The thoughtfully designed interior features granite countertops, stylish lighting, ceiling fans, and an updated main-level bathroom and laundry room. Outside, the fully fenced backyard spans nearly an acre and provides exceptional space for relaxing and entertaining. Enjoy the 12-by-20-foot metal gazebo, complete with lighting and a ceiling fan, or gather on the expansive 14-by-24-foot concrete patio. An extended driveway pad provides additional parking and versatility. Additional upgrades include an eco-friendly thermostat, water softener, whole-home filtration system, and reverse-osmosis water at both the kitchen sink and refrigerator. The insulated garage is equipped with a utility sink, garage-rated refrigerator, and EV charger. With four bedrooms, two-and-a-half bathrooms, and a daylight basement ready for your finishing touches, this inviting country retreat offers space, comfort, and outstanding potential. Schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Dimensional Shingles
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Range,Gas Water Heater,Water Softener Owned
- Laundry features: Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Full,Unfinished,Concrete
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 121
Features
- Flooring: Carpet,Vinyl
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,800
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,469
- Total interior livable area: 1,800 sqft
Kitchen
- Level: Main
- Area: 165
Living Room
- Level: Main
- Area: 266
Property
Details
- Parcel number: 710714401033.000029
- Other equipment: Generator
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Fencing: Chain Link
Lot
- Lot size: 0.92 Acres
- Features: Level,Rural Subdivision
- Lot size dimensions: 111x416
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Garage Utilities,Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $356 | $4,272 |
| Electricity | $184 | $2,212 |
| Total | $2,856 | $34,272 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $399,900 |
| 2026-07-24 | Price change | $420,000 |
| 2026-07-16 | Price change | $440,000 |
| 2026-07-11 | Price change | $450,000 |
| 2026-07-01 | Price change | $465,000 |
| 2026-06-29 | Price change | $475,000 |
| 2026-06-13 | Listed for sale | $480,000 |
| 2023-08-29 | Sold | $341,355 |
| 2023-05-03 | Pending sale | $339,900 |
| 2023-03-16 | Listed for sale | $339,900 |
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