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3 Big Sky Ranch Rd, Smithville, TX, 78957

--beds
--baths
--sqft
$295,999
--price/sqft
$2,224/moest. monthly cost
$88,960/yrincome needed

About This Home

Welcome to Hidden Gem Ranch – Your Private Escape in Big Sky Ranch! Discover the perfect blend of tranquility, privacy, and natural beauty at Hidden Gem Ranch, nestled within the exclusive Big Sky Ranch subdivision. With just eight ranchettes in this gated community, you'll enjoy the seclusion and serenity you've been searching for—whether you're building your dream home or creating a weekend getaway. Set on a picturesque parcel dotted with mature oak trees, the land offers a beautiful balance of open skies and dappled shade. Unmatched stargazing awaits with minimal light pollution and expansive skies—don’t forget your telescope! Located just 8 miles from charming Smithville, you're close to local dining, shopping, and entertainment while still feeling worlds away. Sensible deed restrictions protect your investment, allowing for a single-family home with optional guest quarters or casita, while prohibiting mobile/manufactured homes and subdividing. The property currently benefits from an Ag exemption for cattle grazing, with the option to convert to wildlife management if preferred. Whether you're looking to build now or invest in the future, Hidden Gem Ranch offers the peace, privacy, and potential you've been dreaming of.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Brown Primary SchoolGrades PK-K5.9 mi
4/10
5/10
Smithville High SchoolGrades 9-125.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 8714995
  • Special condition: Standard

Features

  • Fencing: See Remarks
  • Has view: Yes
  • View description: Pasture
  • Waterfront features: None

Lot

  • Lot size: 22.55 Acres
  • Features: Agricultural,Cleared,Corner Lot,Farm,Few Trees,Level,Open Lot,Private,Private Maintained Road

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,496$17,952
Home Insurance *$202$2,424
Property Taxes $288$3,456
Electricity $238$2,859
Total$2,224$26,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,251/yr
40% on housing$66,720/yr
45% on housing$59,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78957$287
Bastrop County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 78957$192
Bastrop County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$295,999
2026-01-12Price change$325,000
2025-10-22Listed for sale$337,500
2024-09-30Listing removed$349,999
2024-06-20Price change$349,999
2024-05-22Price change$387,000
2024-04-04Price change$399,999
2024-02-14Price change$415,000
2023-09-05Listed for sale$450,000

For Sale by Agent

AgentTyler Zimmerman
BrokerageCompass RE Texas, LLC

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