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13948 Isle Of Pines Dr, Magnolia Springs, AL, 36535

2beds
1baths
1,269sqft
$519,000
$409price/sqft
$3,367/moest. monthly cost
$134,680/yrincome needed

About This Home

Life is better on Fish River inlet! Nestled in a private boating community with its own boat launch, this charming 2-bedroom, 1-bath waterfront retreat is designed for those who love life on the water. Bring your boat, RV, and fishing gear—this property is ready for adventure with a private dock, boat lift, 27-foot boat slip protect from wake and waves and a 50-AMP RV hookup.Inside, you'll find an open-concept floor plan where the spacious kitchen flows seamlessly into the living area, creating the perfect space for gathering after a day on the river. Fresh paint and a metal roof that's only 4 years old add peace of mind and low-maintenance appeal.Outdoor living takes center stage with a large front deck, a screened back porch for relaxing evenings overlooking the water, a fenced yard, and a storage building for all your tools and toys. An exterior shower and toilet provide added convenience for boaters, anglers, and outdoor entertaining.Whether you're searching for a weekend getaway, a fishing camp, or a full-time waterfront lifestyle, this Fish River gem offers the perfect blend of comfort, convenience, and coastal charm. Buyer to verify all information during due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
Magnolia SchoolGrades PK-65.0 mi
4/10
Foley Middle SchoolGrades 7-88.3 mi
7/10
Foley High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Beach
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 1,269 sqft

Property

Details

  • Parcel number: 5606240000048.000
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Rear Porch,Front Porch,Covered Patio,Porch Screened
  • Fencing: Fenced
  • Has view: Yes
  • View description: Direct River Across Road
  • Has water view: Yes
  • Waterfront features: River Front Building
  • Waterbody name: Fish River

Lot

  • Lot size: 0.47 Acres
  • Features: Less Than 1 Acre

Parking

  • Parking features: Other/See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$378$4,536
Property Taxes $125$1,500
Electricity $240$2,881
Total$3,367$40,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,440/yr
40% on housing$101,010/yr
45% on housing$89,786/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 36535$171
Baldwin County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 36535$179
Baldwin County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$519,000
2019-02-04Sold$170,000
2015-02-10Sold$150,000

For Sale by Agent

AgentCheryl Ritchie
BrokerageRE/MAX of Orange Beach

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