See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3834 Lady Bug Drive, Shallotte, NC, 28470

2beds
2baths
844sqft
$219,999
$261price/sqft
$1,488/moest. monthly cost
$59,520/yrincome needed

About This Home

Looking for an almost new, move-in ready, fully furnished home? Conveniently located between Myrtle Beach and Wilmington, this home offers two bedrooms, two full baths, and an open kitchen/living area. The master bedroom is located at the rear of the home with a private bath, 5-foot shower and walk in closet. The one-story design is perfect for both first-time home buyers or a retired couple. The covered porch, located off the kitchen, provides the perfect space to enjoy the mild coastal weather. Stainless steel appliances, window treatments, and plenty of outdoor storage are just some of the features of this home that also includes Smart Home technology. This allows for convenient control of the thermostat, door locks and doorbell using voice commands to Alexa. This home was thoughtfully designed with details making it appealing to someone looking for a place to make their own.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Union ElementaryGrades K-52.5 mi
3/10
Shallotte MiddleGrades 6-81.6 mi
3/10
West Brunswick HighGrades 9-121.0 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),Entrance Foyer,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 844
  • Total interior livable area: 844 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 197ic006
  • Zoning: Sh-R-10
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Porch
  • Fencing: Full,Back Yard
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 53 x 124 x 56 x 124

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$81$972
Property Taxes $95$1,140
Electricity $200$2,405
Total$1,488$17,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,017/yr
40% on housing$44,640/yr
45% on housing$39,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 28470$158
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28470$182
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$219,999
2026-03-04Price change$223,900
2026-02-10Price change$226,900
2026-01-22Listed for sale$229,900
2025-02-26Sold$199,000
2025-01-28Pending sale$199,770
2025-01-28Contingent$199,770
2025-01-16Price change$199,770
2024-12-20Price change$203,890
2024-11-16Price change$209,890
2024-08-27Price change$220,990
2024-06-06Price change$221,990
2024-04-19Price change$230,990
2024-02-14Listed for sale$236,570

For Sale by Agent

AgentJoseph Opera
BrokerageCENTURY 21 Sunset Realty

Similar Homes