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900 Swilken Bridge Rd, Aberdeen, MD, 21001

3beds
4baths
2,903sqft
$505,000
$174price/sqft
$3,399/moest. monthly cost
$135,960/yrincome needed

About This Home

FORMER BUILDER MODEL HOME! This stunning Caroline floor plan showcases the perfect combination of style, space, and designer finishes. As the community's former model home, it features the quality craftsmanship and thoughtful upgrades that made it the showcase of Aberdeen Overlook Villas. Right off the attached 2-car garage is a convenient family entry leading to a gorgeous gourmet kitchen featuring stainless steel appliances, quartz countertops, a tile backsplash, gas cooking, and a sprawling island overlooking the formal dining room and welcoming great room. The luxurious main-level primary suite offers a tray ceiling, walk-in closet, and dual-vanity bath. Upstairs, you'll find two spacious bedrooms, a full bath, and a versatile study perfect for a home office, hobby room, or guest space. The covered deck provides additional outdoor living, while the finished lower-level recreation room and full bath offer even more room to relax or entertain. Aberdeen Overlook Villas offers low-maintenance living in a prime Harford County location just minutes from Route 22, I-95, Aberdeen Proving Ground (APG), Aberdeen Amtrak and MARC stations, and convenient access to Bel Air, Havre de Grace, Perryville, Baltimore, & Washington, D.C. This is a rare opportunity to own the community's former model home with exceptional finishes, a functional layout, and a highly desirable location.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
Aberdeen Middle SchoolGrades 6-82.2 mi
5/10
Aberdeen High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Permanent
  • Roof: Composition,Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Villa,Craftsman
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Exhaust Fan,Oven/Range - Gas,Stainless Steel Appliance(s),Refrigerator,Ice Maker,Dryer,Washer,Gas Water Heater

Basement

  • Area: 1260

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Entry Level Bedroom,Open Floorplan,Primary Bath(s),Recessed Lighting,Walk-In Closet(s)
  • Door features: Six Panel,Sliding Glass
  • Finished area below ground: 815
  • Finished area above ground: 2,088

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,348
  • Total interior livable area: 2,903 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1302402511
  • Zoning: IBD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 5,989 sqft
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$166$1,992
Property Taxes $311$3,732
Electricity $369$4,438
Total$3,399$40,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,537/yr
40% on housing$101,970/yr
45% on housing$90,640/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 21001$138
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21001$192
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$505,000
2026-07-02Listed for sale$515,000
2024-08-12Sold$539,990
2024-05-08Listing removed--
2024-02-15Listed for sale--

New Construction

AgentJonathan Waterhouse
BrokerageKeller Williams Gateway LLC

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