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91 Cottage St #B, Athol, MA, 01331

4beds
2baths
1,583sqft
$319,900
$202price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Move-in ready and beautifully maintained, this spacious 4-bedroom, 2-bath condo offers the comfort and feel of a single-family home with the convenience of low-maintenance living. Extensively renovated in 2024, the home continues to showcase quality craftsmanship with updated roof, siding, windows, doors, HVAC, electrical, plumbing, spray foam insulation, flooring, kitchen, bathrooms, and modern finishes. The open, functional layout offers abundant natural light, generous living space, a private deck, dedicated parking, and flexible room for a home office or guests. Perfect for first-time buyers, downsizers, or anyone seeking a turnkey home with major updates already completed. Conveniently located near shopping, restaurants, schools, parks, and commuter routes. Exceptional value in today’s market. Vacant and easy to show—schedule your private tour today!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
3/10
Athol High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: In Unit,Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Area: 64

Bathroom2

  • Area: 40

Bedroom2

  • Area: 135

Bedroom3

  • Area: 135

Bedroom4

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 84

Features

  • Entrance Foyer,Center Hall
  • Door features: Insulated Doors
  • Window features: Insulated Windows,Storm Window(s)
  • Finished area above ground: 1,583
  • Common walls with other units/homes: Corner

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,583
  • Total interior livable area: 1,583 sqft

Kitchen

  • Area: 96

Living Room

  • Area: 180

Master Bedroom

  • Area: 450

Property

Details

  • Parcel number: M:0030 B:0416 L:000B,5266406
  • Zoning: RES

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Parking

  • Total spaces: 2
  • Parking features: Off Street,Tandem,Assigned,Deeded
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$133$1,596
Property Taxes $333$3,996
Electricity $354$4,259
Total$2,437$29,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 01331$207
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01331$245
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$319,900
2024-04-17Sold$240,000
2024-02-26Contingent$249,000
2024-02-15Listed for sale$249,000

For Sale by Agent

AgentJohn J. Herrera
BrokerageOwnit a Real Estate Firm

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